Market data loadingS&P 500--NASDAQ--Data as of latest ETNo timestamp

Upstart Holdings, Inc. (UPST) Profit Margins

Over the twelve months to 2026-06-30, Upstart Holdings, Inc. (UPST) had gross margin 51.3%, operating margin 4.0%, net margin 4.8%, according to EquiReason's reading of its SEC filings.

Source: SEC EDGAR filings · figures as of 2026-06-30 · read by EquiReason

UPSTUpstart Holdings, Inc.Follow UPST — free
Credit Services · Financials
—
Price chart with a free account
Market cap
2.3B
P/E TTM
48.5
Dividend yield
—
52-week
—
Next earnings
3 Nov, in 10 days
LineFY2021
Dec 21
FY2022
Dec 22
FY2023
Dec 23
FY2024
Dec 24
FY2025
Dec 25
TTM
Jun 26
Trend
Gross margin46.8%36.6%46.0%49.0%53.1%51.3%
Operating margin16.6%-13.5%-50.0%-27.2%4.1%4.0%
Net margin16.0%-12.9%-46.8%-20.2%5.1%4.8%
FCF margin18.1%-80.8%-24.1%27.7%-15.9%—

USD billions · SEC XBRL

Upstart Holdings, Inc. — questions

What is Upstart Holdings, Inc.'s gross margin?
51.3% over the twelve months to 2026-06-30.
What is Upstart Holdings, Inc.'s operating margin?
4.0% over the twelve months to 2026-06-30.
What is Upstart Holdings, Inc.'s net profit margin?
4.8% over the twelve months to 2026-06-30.

Every figure on this page comes from Upstart Holdings, Inc.'s own SEC filings — see them on SEC EDGAR. Price data is licensed and shown only inside the product.

How these figures are read: methodology · EquiReason.