Upstart Holdings, Inc. (UPST) Guidance & Earnings Results
On 2026-08-04 Upstart Holdings, Inc. reaffirmed guidance: "FY26 Total Revenue ~$1.4B; Revenue From Fees ~$1.3B; Adjusted EBITDA ~$294M (21%…" — from its own filing, as read by EquiReason.
Source: SEC EDGAR filings · figures as of 2026-06-30 · read by EquiReason
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- Market cap
- 2.3B
- P/E TTM
- 48.5
- Dividend yield
- —
- 52-week
- —
- Next earnings
- 3 Nov, in 10 days
What management guided
each earnings 8-K · figures checked against the filing text| Release | Direction | What they said |
|---|---|---|
| 4 Aug 26 | Reaffirmed | FY26 Total Revenue ~$1.4B; Revenue From Fees ~$1.3B; Adjusted EBITDA ~$294M (21% margin) · full year |
| 5 May 26 | Reaffirmed | FY2026 revenue ~$1.4B; Adj. EBITDA ~$294M (21% margin) · full year |
| 10 Feb 26 | Raised | FY2026 revenue ~$1.4B (from FY2025 $1.0B, +40% YoY); 2025-2028 CAGR ~35% · full year |
| 4 Nov 25 | Raised | Q4 revenue ~$288M, FY2025 revenue ~$1.035B · full year |
| 5 Aug 25 | Raised | Q3 2025: Total Revenue ~$280M, Revenue from Fees ~$275M, Net Interest Income ~$5M, Contribution Margin ~58%, GAAP Net Income ~$9M, Adjusted Net Income ~$44M, Adjusted EBITDA ~$56M, Basic Shares ~97M, Diluted Shares ~105M. FY2025: Total Revenue ~$1.055B, Revenue from Fees ~$990M, Net Interest Income ~$65M, GAAP Net Income ~$35M, Adjusted EBITDA Margin ~20%. · full year |
Upstart Holdings, Inc. — questions
- What guidance did Upstart Holdings, Inc. give?
- On 2026-08-04: "FY26 Total Revenue ~$1.4B; Revenue From Fees ~$1.3B; Adjusted EBITDA ~$294M (21% margin)"
- When does Upstart Holdings, Inc. report earnings?
- Upstart Holdings, Inc.'s next earnings report is expected on 2026-11-03.
Every figure on this page comes from Upstart Holdings, Inc.'s own SEC filings — see them on SEC EDGAR. Price data is licensed and shown only inside the product.
How these figures are read: methodology · EquiReason.