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Upstart Holdings, Inc. (UPST) Market Cap & Valuation Ratios

Upstart Holdings, Inc. (UPST) has a market cap of $2.3B, a trailing P/E of 48.5 and a price-to-sales ratio of 1.9, with earnings according to EquiReason's reading of its SEC filings.

Source: SEC EDGAR filings · figures as of 2026-06-30 · read by EquiReason

UPSTUpstart Holdings, Inc.Follow UPST — free
Credit Services · Financials
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Market cap
2.3B
P/E TTM
48.5
Dividend yield
—
52-week
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Next earnings
3 Nov, in 10 days

Peers

credit services · nearest by market cap · trailing 12 months
CompanyMkt cap, $BP/EP/BROEDiv. yieldRev. growth
UPST2.348.52.908%—+46%
SEZL4.429.019.1089%—+43%
NNI4.414.61.168%1.1%-2%
ENVA4.011.42.5727%—+20%
BFH3.87.21.1417%0.9%+4%
SLM3.57.11.5725%2.7%-7%
AGM2.210.91.1713%3.1%+15%
ECPG2.17.41.9231%—+30%
WU2.05.22.1644%14.8%-2%
ATLC1.311.21.8624%—+59%
JCAP1.28.12.4635%4.8%+23%
Median of these 109.51.8926%2.9%+17%

P/E 48.5 vs. a peer median of 9.5; P/B 2.90 vs. 1.89. UPST's own P/E sits at the 27th percentile of its history.

Growth vs. price

each dot a company · hover or tap for values
5102050-10%0%+10%+20%+30%+40%+50%+60%revenue growth, TTM →P/E (log)UPSTSEZLNNIENVABFHSLMAGMECPGWUATLCJCAP

Hover or tap a dot for values.

Upstart Holdings, Inc. — questions

What is Upstart Holdings, Inc.'s market cap?
$2.3B.
What is Upstart Holdings, Inc.'s P/E ratio?
48.5 on trailing twelve-month earnings to 2026-06-30.
What is Upstart Holdings, Inc.'s price-to-sales ratio?
1.9.

Every figure on this page comes from Upstart Holdings, Inc.'s own SEC filings — see them on SEC EDGAR. Price data is licensed and shown only inside the product.

How these figures are read: methodology · EquiReason.