Upstart Holdings, Inc. (UPST) Balance Sheet

As of 2026-06-30 (10-Q), Upstart Holdings, Inc. (UPST) reported total assets of $3.2B, total liabilities of $2.4B and shareholders' equity of $797.5M, according to EquiReason's reading of its SEC filings. Cash and equivalents: $982.3M. Long-term debt: $2.0B.

Source: SEC EDGAR filings · figures as of 2026-06-30 · read by EquiReason

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Market cap: 2.3B
P/E TTM: 48.5
Dividend yield: —
52-week: —
Next earnings: 3 Nov, in 10 days

Line	FY2021 Dec 21	FY2022 Dec 22	FY2023 Dec 23	FY2024 Dec 24	FY2025 Dec 25	Latest Jun 26
Cash and equivalents	1.19	0.53	0.47	0.98	1.06	0.98
Total assets	1.82	1.94	2.02	2.37	2.97	3.17
Long-term debt	0.70	0.99	1.04	1.40	1.83	2.00
Total liabilities	1.01	1.26	1.38	1.73	2.18	2.37
Shareholders' equity	0.81	0.67	0.64	0.63	0.80	0.80

USD billions · SEC XBRL

Upstart Holdings, Inc. — questions

How much cash does Upstart Holdings, Inc. have?: $982.3M in cash and cash equivalents as of 2026-06-30.
How much debt does Upstart Holdings, Inc. have?: $2.0B of long-term debt as of 2026-06-30.
What are Upstart Holdings, Inc.'s total assets?: $3.2B as of 2026-06-30.
What is Upstart Holdings, Inc.'s shareholders' equity?: $797.5M as of 2026-06-30.

Every figure on this page comes from Upstart Holdings, Inc.'s own SEC filings — see them on SEC EDGAR. Price data is licensed and shown only inside the product.

How these figures are read: methodology · EquiReason.

Important information. Figures on this page are taken from filings submitted to the U.S. Securities and Exchange Commission (SEC) and processed automatically by EquiReason. They may contain errors, omissions or delays, and EquiReason makes no representation or warranty as to their accuracy, completeness or timeliness. Always verify figures against the original filing on SEC EDGAR before relying on them.

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