Wise Group plc (WSE) SEC Filings & Earnings Calls
EquiReason read 25 Wise Group plc SEC filings in the last 12 months. Latest: 6-K on 2026-10-20 — Wise Group plc repurchased 1,396,448 Class A ordinary shares from Oct 12-16, 2026, as part of a previously announced buyback program of up to £405M (~$540M). Routine execution, no .
Source: SEC EDGAR filings · read by EquiReason
- Market cap
- 13.6B
- P/E TTM
- —
- Dividend yield
- —
- 52-week
- —
- Next earnings
- 12 Nov, in 19 days
Every filing, read
last 12 months · SECWhat happened, the numbers inside, guidance and risks. The original is one click away.
15 Oct 20266-KWise Group Q2 FY27 results: active customers +20% YoY to 12.5M, cross-border volume +22% to $71.7B, net revenue +21% to $739.1M. Guidance raised to upper half of 15-20% medium-term target range.earningsopen
Figures in the filing · each found in the filing text
| Active customers · Q2-2027 | 12,503,000 | +20% y/y |
| Cross-border volume · Q2-2027 | $71.70B | +22% y/y |
| Customer holdings · Q2-2027 | $43.50B | +28% y/y |
| Net revenue · Q2-2027 | $739M | +21% y/y |
| Cross-border take rate · Q2-2027 | 0.5% | |
| Instant transfers · Q2-2027 | 78.0% | |
| Card spend · Q2-2027 | $14.30B | |
| Transaction revenue · Q2-2027 | $561M | +22% y/y |
Guidance
FY27 net revenue growth expected in upper half (17.5%-20%) of 15-20% medium-term target range on constant currency basis; FY27 IBT margin around top of 20-25% range
Wise raised FY27 net revenue growth guidance to upper half of 15-20% range, indicating accelerating demand; IBT margin expected around top of 20-25% range
Risks flagged
Take rate decline may pressure revenue growth if volume growth slows
“Cross-border take rate reduced 3bps YoY to 49bps” · word for word
Interest rate sensitivity: guidance assumes no material change in proportion of interest paid to customers
“Guidance includes recent increases to interest rates made by central banks and assumes no material change in the proportion of interest paid to customers”
6 Oct 20266-KWise Group plc repurchased 1,385,601 Class A ordinary shares (400,000 on Nasdaq, 985,601 on LSE) as part of its existing £405M buyback program announced July 21, 2026.open
Figures in the filing · each found in the filing text
| Shares repurchased · 2026-09-28 to 20 | 1,385,601 | |
| Buyback program size · FY2026 | $405M |
Risks flagged
No material risks identified; routine buyback execution.
“Standard share repurchase under existing program.”
15 Sep 20266-KWise repurchased 1,714,573 Class A shares as part of existing £405M buyback program; up to £405M authorized.open
Figures in the filing · each found in the filing text
| Buyback authorization amount · ongoing | $405M |
2 Sep 20266-KWise Group plc repurchased 798,535 Class A ordinary shares across Nasdaq and LSE from Aug 24-28, 2026, as part of a previously announced buyback program of up to £405M (~$540M).open
Risks flagged
No material risk signals; routine buyback execution.
18 Aug 20266-KWise Group plc announces share repurchases under buyback program of up to £405M (~$540M). Repurchased 525,000 Class A shares on Nasdaq and 559,514 on LSE during Aug 10-14, 2026.open
Figures in the filing · each found in the filing text
| Buyback program size | $540M |
17 Aug 20266-KWise Group plc acceded as guarantor to the £2,000,000,000 Euro Medium Term Note Programme, a routine debt program guarantee accession.open
Figures in the filing · each found in the filing text
| cross-border transactions volume · FY2026 | $240.00B | |
| active customers · FY2026 | 19,000,000 | |
| customer savings · FY2026 | $3.00B |
Risks flagged
No material risk signals identified; routine debt program guarantee.
11 Aug 20266-KWise Group plc announces share repurchases under buyback program of up to £405M (~$540M). Repurchased 700,000 Class A shares on Nasdaq and 814,215 on LSE during Aug 3-7, 2026.open
Figures in the filing · each found in the filing text
| Buyback program size | $540M |
23 Jul 20266-KOCC denied Wise's national trust bank charter application; Wise plans to resubmit under GENIUS Act framework; no impact on current operations.open
Risks flagged
Regulatory setback in obtaining U.S. national trust bank charter; may delay access to Federal Reserve master accounts and limit U.S. expansion.
“OCC denial; Federal Reserve policy change on payment system access for uninsured trust banks.”
16 Jul 20266-KWise Q1 FY27: active customers 11.9M (+21% YoY), cross-border volume $69.3B (+26%), net revenue $714M (+25%), take rate 50bps (-2bps). Reiterated FY27 guidance.earningsopen
Figures in the filing · each found in the filing text
| Active customers · Q1-2027 | 11,863,000 | +21% y/y |
| Cross-border volume · Q1-2027 | $69.30B | +26% y/y |
| Customer holdings · Q1-2027 | $41.20B | +31% y/y |
| Net revenue · Q1-2027 | $714M | +25% y/y |
| Cross-border take rate · Q1-2027 | 0.5% | |
| Instant transfers · Q1-2027 | 77.0% |
Guidance
Net revenue growth around middle of 15-20% medium-term target range on constant currency; income before tax margin around top of 20-25% range
Reiterated FY27 guidance: net revenue growth ~17.5% constant currency; IBT margin ~25%
26 Jun 20266-KWise Group reports FY26 results: net revenue $2.5B (+19% YoY), income before tax $660.4M (26.4% margin), active customers 19M (+21%), cross-border volume $243B (+31%), customer holdings $39B (+40%). Announces new $500M+ share purchase progrearningsopen
Figures in the filing · each found in the filing text
| Cross-border volume · FY26 | $243.50B | +31% y/y |
| Customer holdings · FY26 | $39.00B | +40% y/y |
| Net revenue · FY26 | $2.50B | +19% y/y |
| Income before tax · FY26 | $660M | |
| Income before tax margin · FY26 | 26.4% |
Guidance
FY27 net revenue growth around middle of 15-20% range; FY27 IBT margin around top of 20-25% range; medium-term net revenue CAGR 15-20%; medium-term IBT margin 15-20% (or 20-25% until interest payout)
Reiterated medium-term targets; FY27 guidance for net revenue growth around middle of 15-20% range and IBT margin around top of 20-25% range.
25 Jun 20266-KWise Group reports FY26 results: net revenue $2.5B (+19% YoY), income before tax $660.4M (26% margin), active customers 19M (+21%), cross-border volume $243B (+31%), customer holdings $39B (+40%). Announces new $500M+ share purchase programearningsopen
Figures in the filing · each found in the filing text
| Cross-border volume · FY26 | $243.50B | +31% y/y |
| Customer holdings · FY26 | $39.00B | +40% y/y |
| Net revenue · FY26 | $2.50B | +19% y/y |
| Income before tax · FY26 | $660M | |
| Income before tax margin · FY26 | 26.0% |
Guidance
FY27 net revenue growth around middle of 15-20% range; FY27 IBT margin around top of 20-25% range; medium-term net revenue CAGR 15-20%; medium-term IBT margin 15-20% (or 20-25% until interest payout)
Reiterated medium-term targets; FY27 guidance for net revenue growth around middle of 15-20% range and IBT margin around top of 20-25% range.
25 Jun 202620-FWise Group plc reported strong annual results with $243.5B in cross-border payment volume, 18.9M active customers, and $9.0B in assets under custody.earningsopen
Figures in the filing · each found in the filing text
| Cross-border payment volume · FY2026 | $243.50B | |
| Active customers · FY2026 | 18,900,000 | |
| Wise Account active customers · Wise Account · FY2026 | 18,000,000 | |
| Wise Business active customers · Wise Business · FY2026 | 850,000 | |
| Assets under custody · Wise Assets · 2026-03-31 | $9.00B | |
| Net Promoter Score · 2026-03-31 | $69.00 | |
| Number of regulatory licenses · 2026-03-31 | 80 | |
| Number of employees · 2026-03-31 | 8,000 | |
| Number of engineers · 2026-03-31 | 1,000 | |
| Daily transactions processed · 2026-03-31 | 4,700,000 |
Risks flagged
Regulatory and compliance costs
“The laws and regulations to which we are subject are rapidly evolving and increasing in scope. As a result, we monitor regulatory changes closely and we expect to continue to invest significant resources in our legal, compliance, product, and engineering teams to ensure our business practices comply with, and plan and prepare for, current and future regulati”
Intellectual property infringement claims
“Any claims of intellectual property infringement, even those without merit, may be time-consuming and expensive to resolve, divert management's attention, cause us to cease using or incorporating the challenged technology, expose us to other legal liabilities, such as indemnification obligations, or require us to enter into licensing agreements to obtain the” · word for word
Tax law changes
“The amount of taxes we are required to pay in these jurisdictions could increase substantially as a result of changes in the applicable tax principles and tax authority practice, including increased tax rates, new tax laws, in particular those that are implemented with limited notice, revised interpretations of existing tax laws (including new administrative” · word for word
PFIC classification risk
“If we are classified as a PFIC for any year during which a U.S. holder holds our Class A ordinary shares, we would typically continue to be treated as a PFIC for all succeeding years during which such U.S. holder holds such shares.” · word for word
1 Jun 20266-KWise Group plc responds to press articles regarding queries from Brussels prosecutor about its business; no specific findings yet, but ongoing engagement with law enforcement.open
Figures in the filing · each found in the filing text
| active customers · FY2026 | 19,000,000 | |
| transactions per day · point_in_time | 4,700,000 | |
| cross-border transaction volume · FY2026 | $243.00B | |
| customer savings · FY2026 | $3.30B |
Risks flagged
Regulatory inquiry from Brussels prosecutor could lead to fines, operational restrictions, or reputational damage.
“We are currently working with the Brussels prosecutor to respond to queries about our business... His office’s enquiries are still incomplete and no specific findings have been shared with us to date.”
11 May 20266-KWise Group lists on Nasdaq (dual listing with LSE); discloses FY2026 preliminary results: cross-border volume $243B (+31%), net revenue $2.5B (+19%).open
Figures in the filing · each found in the filing text
| Cross-border volume · FY2026 | $243.00B | +31% y/y |
| Customer holdings · FY2026 | $39.00B | +40% y/y |
| Transaction revenue · FY2026 | $1.90B | +22% y/y |
| Cross-border revenue · FY2026 | $1.30B | +17% y/y |
| Card and other revenue · FY2026 | $600M | +34% y/y |
| Card spend · FY2026 | $44.00B | +37% y/y |
| Net revenue · FY2026 | $2.50B | +19% y/y |
| Interest income on customer balances · FY2026 | $800M | |
| Interest expense on customer liabilities · FY2026 | $200M | |
| Active customers · FY2026 | 19,000,000 |
Risks flagged
Regulatory and competitive risks in cross-border payments; reliance on interest income.
“Interest income on customer balances of $0.8B is a significant portion of net revenue; regulatory environment for fintech evolving.”
Wise Group plc — questions
- What did Wise Group plc file recently?
- 25 SEC filings in the last 12 months. Latest: 6-K on 2026-10-20 — Wise Group plc repurchased 1,396,448 Class A ordinary shares from Oct 12-16, 2026, as part of a previously announced buyback program of up to £405M (~$540M). Routine execution, no new authorization.
Every figure on this page comes from Wise Group plc's own SEC filings — see them on SEC EDGAR. Price data is licensed and shown only inside the product.
How these figures are read: methodology · EquiReason.