PagSeguro Digital Ltd. (PAGS) SEC Filings & Earnings Calls
EquiReason read 22 PagSeguro Digital Ltd. SEC filings in the last 12 months. Latest: 6-K on 2026-09-01 — PagSeguro announces dividend targets of at least R$2.0 billion for 2027-2028 (R$1.0B/year) and a new US$150M share repurchase program, signaling strong capital return commitment..
Source: SEC EDGAR filings · read by EquiReason
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last 12 months · SECWhat happened, the numbers inside, guidance and risks. The original is one click away.
1 Sep 20266-KPagSeguro announces dividend targets of at least R$2.0 billion for 2027-2028 (R$1.0B/year) and a new US$150M share repurchase program, signaling strong capital return commitment.open
Figures in the filing · each found in the filing text
| dividend target · FY2027-FY2028 | $2.00B | |
| share repurchase authorization · point_in_time | $150M |
21 Aug 20266-KFounder and Chairman Luis Frias resigns from Board; existing director Maria Judith de Brito appointed Chairman. No financial impact or strategic shift disclosed.open
Risks flagged
Founder departure may signal governance transition risk, but founder remains controlling shareholder, limiting near-term disruption.
“Mr. Frias remains the Company's indirect controlling shareholder.”
11 Aug 20266-KPagSeguro Digital announced cash dividend of $0.28 per common share.open
Figures in the filing · each found in the filing text
| Dividend per share · Q3-2026 | $0.28 |
11 Aug 20266-KRoutine interim financial statements filing for PagSeguro Digital Ltd. No material event or guidance change.open
Figures in the filing · each found in the filing text
| Cash and cash equivalents · Q2-2026 | $624M | |
| Total assets · Q2-2026 | $75.70B | |
| Total equity · Q2-2026 | $15.02B | |
| Net income for the period · Q2-2026 | $549M | +2% y/y |
| Diluted earnings per common share - R$ · Q2-2026 | $1.96 | +10% y/y |
11 Aug 20266-KPagSeguro Q2 2026: Non-GAAP net income R$576M (+1.9% y/y), TPV R$133.4B (+3% y/y), credit portfolio R$5.1B (+31% y/y), deposits R$42.8B (+15% y/y), ROAE 15.6%. Guidance reaffirmed: 2029 credit portfolio target R$25B, GP CAGR ~10%, EPS CAGRearningsopen
Figures in the filing · each found in the filing text
| Total Revenue and Income · Q2-2026 | $5.08B | +0% y/y |
| Gross Profit · Q2-2026 | $2.00B | +3% y/y |
| Non-GAAP Net Income · Q2-2026 | $576M | +2% y/y |
| Non-GAAP Diluted EPS · Q2-2026 | $2.06 | +10% y/y |
| Total Payment Volume (TPV) · Q2-2026 | $133.40B | +3% y/y |
| Cash-In · Q2-2026 | $97.00B | +23% y/y |
| Total Deposits · Q2-2026 | $42.80B | +15% y/y |
| Credit Portfolio · Q2-2026 | $5.10B | +31% y/y |
| Total Clients · Q2-2026 | 34,100,000 | +3% y/y |
| Non-GAAP ROAE · Q2-2026 | 15.6% |
Guidance
2029 ambition: R$25B Credit Portfolio, GP CAGR ~10%, EPS CAGR >16%
Long-term targets reaffirmed; no near-term quantitative guidance change.
Risks flagged
Macroeconomic challenges in Brazil could pressure growth.
“In a still-challenging macroeconomic environment” · word for word
Credit portfolio growth may increase NPL risk if underwriting weakens.
“NPL90 well below the Brazilian market average, reinforcing our commitment to scaling credit responsibly” · word for word
4 Jun 202620-F/AAmendment to annual report (20-F/A) correcting exhibits; no material operational event.open
Figures in the filing · each found in the filing text
| Credit Portfolio · FY2025 | $4M | +33% y/y |
| Expected Credit Losses · FY2025 | $356852.00 | +25% y/y |
| Cash and Cash Equivalents · FY2025 | $2M | +100% y/y |
| Accounts Receivable · FY2025 | $56M | -1% y/y |
| Compulsory Reserve · FY2025 | $4M | -10% y/y |
Risks flagged
Regulatory Tax Increase
“Complementary Law No. 224/2025, published on December 26, 2025, approve an progressive increase of CSLL rate to payment institutions, changing the actual 9% to 12% beginning in 2026 through 2027 and 15% after 2028.” · word for word
Credit Portfolio Deterioration
“Expected credit losses (356,852) (December 31, 2025) vs (284,621) (December 31, 2024).”
12 May 20266-KPagSeguro Q1 2026: Revenue ex-ITC +6.4% y/y, non-GAAP net income R$575M (+3.8% y/y), credit portfolio +35.9% y/y to R$5.0B, EPS +12.1% y/y.open
Guidance
Management reaffirmed full-year guidance, citing confidence in delivery despite Q1 margin pressure from higher rates.
Risks flagged
Higher SELIC rate pressuring funding costs and margins; credit portfolio still in early stages of acceleration.
“We expect Q1 2026 to be the most challenging quarter of the year, reflecting tougher y/y comparisons driven by the higher average SELIC rate compared to the same period in 2025, pressuring funding costs and margins, while our credit business remains in the early stages of its acceleration.”
12 May 20266-KRoutine 6-K filing of unaudited interim financial statements for PagSeguro Digital Ltd. for Q1 2026. No material event, guidance, or strategic change disclosed.open
Figures in the filing · each found in the filing text
| Total revenue and income · Q1-2026 | $5.01B | |
| Net income for the period · Q1-2026 | $546M | |
| Basic earnings per common share · Q1-2026 | $1.95 | |
| Diluted earnings per common share · Q1-2026 | $1.93 | |
| Cash and cash equivalents · Q1-2026 | $1.59B | |
| Total assets · Q1-2026 | $75.18B | |
| Total equity · Q1-2026 | $14.52B | |
| Credit portfolio · Q1-2026 | $2.22B | |
| Revenue from transaction activities and other services · Q1-2026 | $1.98B | |
| Financial income · Q1-2026 | $2.80B |
Risks flagged
No material risk signals identified in this routine filing.
29 Apr 202620-FPagSeguro filed its annual 20-F report for FY2025, providing operational metrics and regulatory updates but no specific financial results or guidance.earningsopen
Figures in the filing · each found in the filing text
| Active merchants · FY2025 | 6,300,000 | |
| Clients · FY2025 | 34,000,000 | |
| Cash and cash equivalents, financial investments and compulsory reserve · 2025-12-31 | $6.70B |
Risks flagged
Regulatory compliance burden
“On September 5, 2025, the Central Bank published new rules applicable to payment and financial institutions, and IT service providers (PSTIs), aimed at enhancing security in the National Financial System.” · word for word
Concentrated market in Brazil
“Our activities in Brazil are subject to Brazilian laws and regulations relating to the payments industry.” · word for word
13 Mar 20266-KPagSeguro Digital announces cash dividend of US$0.26 per share, payable June 1, 2026.open
Figures in the filing · each found in the filing text
| cash dividend per share · Q2-2026 | $0.26 |
Risks flagged
Dividend subject to market and company financial conditions; future dividends at board discretion.
“subject, among other factors, to market and company financial conditions. Any future declaration of dividends and the amount thereof will be at the discretion of the Company’s Board of Directors.” · word for word
4 Mar 20266-KQ4 2025 revenue ex-ITC R$3,546M (+12.4% y/y), non-GAAP net income R$678M (+7.4% y/y), non-GAAP ROAE 18.4% (+1.0pp y/y). Banking growth and operating leverage drive results.open
Figures in the filing · each found in the filing text
| Total Revenue and Income (ex-ITC) · Q4-2025 | $3.55B | +12% y/y |
| Gross Profit · Q4-2025 | $2.06B | +6% y/y |
| Net Income (non-GAAP) · Q4-2025 | $678M | +7% y/y |
| Total Payment Volume (TPV) · Q4-2025 | $142.40B | -3% y/y |
| Cash-in · Q4-2025 | $90.70B | +11% y/y |
| Total Deposits · Q4-2025 | $40.70B | +13% y/y |
| Credit Portfolio · Q4-2025 | $4.60B | +33% y/y |
| Total Clients · Q4-2025 | 34,000,000 | +2% y/y |
| Return on Average Equity (ROAE) (non-GAAP) · Q4-2025 | 18.4% |
Risks flagged
Macroeconomic headwinds in Brazil: high interest rates and softer economic activity.
“High interest rates and softer economic activity persisted.” · word for word
Credit risk from expanding credit portfolio.
“Credit Portfolio grew 32.8% y/y; company emphasizes risk discipline.” · word for word
30 Dec 20256-KPagSeguro Digital Ltd. announces a special cash dividend of US$0.12 per share, paid on Feb 27, 2026 to shareholders of record Jan 28, 2026. No earnings or guidance data.open
Figures in the filing · each found in the filing text
| special cash dividend per share · Q1-2026 | $0.12 |
11 Dec 20256-KPagSeguro returned R$509M to shareholders in Nov 2025 via dividends and buybacks; reiterates commitment to R$1.4B additional dividends in 2026.open
Figures in the filing · each found in the filing text
| Shareholder returns in November 2025 · November 2025 | $509M | |
| Expected additional dividends in 2026 · FY2026 | $1.40B |
Risks flagged
No material risk signals; capital return program indicates financial strength.
12 Nov 20256-KPagSeguro Q3 2025: Revenue ex-ITC +14.4% y/y, GAAP EPS +13.7% y/y, credit portfolio +29.9% y/y, deposits +15.3% y/y. Banking growth offsets TPV decline. Long-term targets: credit portfolio R$25B by 2029, EPS CAGR >16%.open
Figures in the filing · each found in the filing text
| Total Revenue and Income (ex-ITC) · Q3-2025 | $3.41B | +14% y/y |
| Gross Profit · Q3-2025 | $1.93B | +2% y/y |
| Net Income (GAAP) · Q3-2025 | $554M | +5% y/y |
| EPS Diluted (R$) (GAAP) · Q3-2025 | $1.88 | +14% y/y |
| Total Clients (# million) · Q3-2025 | 33.7 | +5% y/y |
| Total Payment Volume (TPV) (R$ billion) · Q3-2025 | $129.80 | -5% y/y |
| Cash-in (R$ billion) · Q3-2025 | $95.40 | +14% y/y |
| Total Deposits (R$ billion) · Q3-2025 | $39.40 | +15% y/y |
| Credit Portfolio (R$ billion) · Q3-2025 | $4.20 | +30% y/y |
| Return on Average Equity (ROAE) · Q3-2025 | 15.1% |
Guidance
Long-term targets: credit portfolio R$25B by 2029; EPS CAGR >16%; Gross profit CAGR >10%
Long-term targets indicate confidence in banking-driven growth; near-term margin pressure from rates
Risks flagged
Macroeconomic headwinds: rising interest rates and subdued economic activity in Brazil
“Rising interest rates and subdued economic activity continue to weigh on the market” · word for word
TPV decline of 4.7% y/y indicates competitive pressure in acquiring business
“Total Payment Volume (TPV) 129.8 (R$ billion) -4.7% y/y”
Margin compression due to higher financial costs and interest rate environment
“Gross Profit % Margin (ex-ITC) 56.5% (7.1 p.p. y/y)”
12 Nov 20256-KPagSeguro announces senior management changes: Carlos Mauad appointed CEO, Gustavo Bahia Gama Sechin appointed CFO, effective Jan 1, 2026. Succession plan with outgoing executives moving to board.open
Risks flagged
Management transition risk; new CEO and CFO effective Jan 1, 2026
“senior management changes will be effective as of January 1, 2026” · word for word
PagSeguro Digital Ltd. — questions
- What did PagSeguro Digital Ltd. file recently?
- 22 SEC filings in the last 12 months. Latest: 6-K on 2026-09-01 — PagSeguro announces dividend targets of at least R$2.0 billion for 2027-2028 (R$1.0B/year) and a new US$150M share repurchase program, signaling strong capital return commitment.
Every figure on this page comes from PagSeguro Digital Ltd.'s own SEC filings — see them on SEC EDGAR. Price data is licensed and shown only inside the product.
How these figures are read: methodology · EquiReason.