Citizens Financial Services, Inc. (CZFS) Market Cap & Valuation Ratios

Citizens Financial Services, Inc. (CZFS) has a market cap of $406.8M, a trailing P/E of 9.9 and a price-to-sales ratio of 3.4, with earnings according to EquiReason's reading of its SEC filings.

Source: SEC EDGAR filings · figures as of 2026-06-30 · read by EquiReason

CZFSCitizens Financial Services, Inc.Follow CZFS — free

Banks - Regional · Financials

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Market cap: 406.8M
P/E TTM: 9.9
Dividend yield: 2.4%
52-week: —
Next earnings: 30 Oct, in 6 days

Peers

banks - regional · nearest by market cap · trailing 12 months

Company	Mkt cap, $B	P/E	P/B	ROE	Div. yield	Rev. growth
CZFS	0.4	9.9	1.15	12%	2.4%	+12%
CBAN	0.4	46.3	1.11	10%	2.3%	+24%
FNLC	0.4	10.8	1.40	14%	4.1%	+17%
CHMG	0.4	12.1	1.50	13%	1.6%	+40%
PCB	0.4	9.9	1.00	11%	2.9%	+12%
FCBM	0.4	—	0.94	—	—	—
PKBK	0.4	8.7	1.13	14%	2.2%	+32%
MVBF	0.4	10.1	1.13	12%	2.3%	+28%
ISTR	0.4	13.0	0.92	10%	1.6%	+30%
NECB	0.4	8.9	1.05	12%	3.8%	-0.9%
NWFL	0.4	13.1	1.31	11%	3.7%	+76%
Median of these 10		10.8	1.12	12%	2.3%	+28%

P/E 9.9 vs. a peer median of 10.8; P/B 1.15 vs. 1.12. CZFS's own P/E sits at the 38th percentile of its history.

Growth vs. price

each dot a company · hover or tap for values

FCBM has no P/E (earnings not positive) and is left out · hover or tap a dot for values.

Citizens Financial Services, Inc. — questions

What is Citizens Financial Services, Inc.'s market cap?: $406.8M.
What is Citizens Financial Services, Inc.'s P/E ratio?: 9.9 on trailing twelve-month earnings to 2026-06-30.
What is Citizens Financial Services, Inc.'s price-to-sales ratio?: 3.4.

Every figure on this page comes from Citizens Financial Services, Inc.'s own SEC filings — see them on SEC EDGAR. Price data is licensed and shown only inside the product.

How these figures are read: methodology · EquiReason.

Important information. Figures on this page are taken from filings submitted to the U.S. Securities and Exchange Commission (SEC) and processed automatically by EquiReason. They may contain errors, omissions or delays, and EquiReason makes no representation or warranty as to their accuracy, completeness or timeliness. Always verify figures against the original filing on SEC EDGAR before relying on them.

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