Citizens Financial Services, Inc. (CZFS) Balance Sheet

As of 2026-06-30 (10-Q), Citizens Financial Services, Inc. (CZFS) reported total assets of $3.2B, total liabilities of $2.8B and shareholders' equity of $352.8M, according to EquiReason's reading of its SEC filings. Cash and equivalents: $39.4M.

Source: SEC EDGAR filings · figures as of 2026-06-30 · read by EquiReason

CZFSCitizens Financial Services, Inc.Follow CZFS — free

Banks - Regional · Financials

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Market cap: 406.8M
P/E TTM: 9.9
Dividend yield: 2.4%
52-week: —
Next earnings: 30 Oct, in 6 days

Line	FY2011 Dec 11	FY2012 Dec 12	FY2013 Dec 13	FY2014 Dec 14	FY2015 Dec 15	FY2016 Dec 16	FY2017 Dec 17	FY2018 Dec 18	FY2019 Dec 19	FY2020 Dec 20	FY2021 Dec 21	FY2022 Dec 22	FY2023 Dec 23	FY2024 Dec 24	FY2025 Dec 25	Latest Jun 26
Cash and equivalents	0.03	0.03	0.01	0.01	0.02	0.02	0.02	0.02	0.02	0.07	0.17	0.03	0.05	0.04	0.03	0.04
Total assets	0.88	0.88	0.91	0.93	1.16	1.22	1.36	1.43	1.47	1.89	2.14	2.33	2.98	3.03	3.06	3.19
Total liabilities	0.80	0.79	0.82	0.82	1.04	1.10	1.23	1.29	1.31	1.70	1.93	2.13	2.70	2.73	2.73	2.84
Shareholders' equity	0.08	0.09	0.09	0.10	0.12	0.12	0.13	0.14	0.15	0.19	0.21	0.20	0.28	0.30	0.34	0.35

USD billions · SEC XBRL

Citizens Financial Services, Inc. — questions

How much cash does Citizens Financial Services, Inc. have?: $39.4M in cash and cash equivalents as of 2026-06-30.
What are Citizens Financial Services, Inc.'s total assets?: $3.2B as of 2026-06-30.
What is Citizens Financial Services, Inc.'s shareholders' equity?: $352.8M as of 2026-06-30.

Every figure on this page comes from Citizens Financial Services, Inc.'s own SEC filings — see them on SEC EDGAR. Price data is licensed and shown only inside the product.

How these figures are read: methodology · EquiReason.

Important information. Figures on this page are taken from filings submitted to the U.S. Securities and Exchange Commission (SEC) and processed automatically by EquiReason. They may contain errors, omissions or delays, and EquiReason makes no representation or warranty as to their accuracy, completeness or timeliness. Always verify figures against the original filing on SEC EDGAR before relying on them.

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