Yuanbao Inc. (YB) SEC Filings & Earnings Calls
EquiReason read 5 Yuanbao Inc. SEC filings in the last 12 months. Latest: 6-K on 2026-09-10 — Q2 2026 revenue RMB1,392.2M (+30.1% YoY), net income RMB413.2M (+35.6% YoY), margin 29.7% vs 28.5% YoY. AI team >10% workforce, 5,100+ models. Positive results with steady growth..
Source: SEC EDGAR filings · figures as of 2026-06-30 · read by EquiReason
- Market cap
- 528.1M
- P/E TTM
- —
- Dividend yield
- —
- 52-week
- —
- Next earnings
- 1 Dec, in 38 days
Every filing, read
last 12 months · SECWhat happened, the numbers inside, guidance and risks. The original is one click away.
10 Sep 20266-KQ2 2026 revenue RMB1,392.2M (+30.1% YoY), net income RMB413.2M (+35.6% YoY), margin 29.7% vs 28.5% YoY. AI team >10% workforce, 5,100+ models. Positive results with steady growth.earningsopen
Figures in the filing · each found in the filing text
| Net income margin · Q2-2026 | 29.7% |
Risks flagged
No explicit guidance provided; reliance on AI investment for growth
“No forward guidance in filing”
10 Jun 20266-KQ1 2026 revenue RMB1,315.9M (+35.6% YoY), net income RMB387.6M (+31.4% YoY). Board approved annual dividend of US$1.26/ADS and $15M buyback. AI-driven insurance platform expansion.earningsopen
Figures in the filing · each found in the filing text
| Net income margin · Q1-2026 | 29.5% |
Risks flagged
Margin compression from 30.4% to 29.5% despite strong revenue growth; may indicate rising costs from AI investments or competitive pressure.
“Net income margin declined from 30.4% to 29.5% YoY.”
30 Apr 202620-FAnnual report shows strong revenue and profit growth, with expanding consumer base.earningsopen
Figures in the filing · each found in the filing text
| Insurance consumers · FY2025 | 18,200,000 | +31% y/y |
| New policies distributed · FY2025 | 30,660,400 | +37% y/y |
Risks flagged
Dual-class share structure limits shareholder influence
“Our dual-class voting structure could limit your ability to influence corporate matters and could discourage others from pursuing any change of control transactions.” · word for word
PFIC status may lead to adverse tax consequences for U.S. investors
“We believe that we were a passive foreign investment company... for the taxable year ended December 31, 2025, which could subject United States investors... to adverse United States income tax consequences.”
Reliance on VIE structure in China
“You are purchasing equity securities of a Cayman Islands holding company rather than equity securities of our subsidiary and the VIE that have substantive business operations in Chinese mainland.” · word for word
18 Mar 20266-KYuanbao Inc. reports Q4 2025 revenues up 32.2% YoY to RMB1,175.3M, net income up 15.4% YoY to RMB337.4M, new policies up 34.5% YoY. Full year revenues up 33.1%, net income up 51.0%. AI-driven growth highlighted.earningsopen
Figures in the filing · each found in the filing text
| Net income margin · Q4-2025 | 28.7% | |
| Number of new policies · Q4-2025 | 7,900,000 | +34% y/y |
| Full year net income margin · FY2025 | 29.9% | |
| Full year number of new policies · FY2025 | 30,700,000 | +37% y/y |
3 Dec 20256-KYuanbao reports Q3 2025 revenue RMB1,157.9M (+33.6% YoY), net income RMB370.4M (+51.3% YoY), net margin 32.0% vs 28.2%. New policies 8.0M (+41.8% YoY). AI integration driving efficiency.earningsopen
Figures in the filing · each found in the filing text
| Net income margin · Q3-2025 | 32.0% | |
| New policies · Q3-2025 | 8,000,000 | +40% y/y |
Risks flagged
Dependence on AI integration for efficiency gains; regulatory risks in insurance distribution.
“Forward-looking statements mention risks including market acceptance and regulatory changes.”
Yuanbao Inc. — questions
- What did Yuanbao Inc. file recently?
- 5 SEC filings in the last 12 months. Latest: 6-K on 2026-09-10 — Q2 2026 revenue RMB1,392.2M (+30.1% YoY), net income RMB413.2M (+35.6% YoY), margin 29.7% vs 28.5% YoY. AI team >10% workforce, 5,100+ models. Positive results with steady growth.
Every figure on this page comes from Yuanbao Inc.'s own SEC filings — see them on SEC EDGAR. Price data is licensed and shown only inside the product.
How these figures are read: methodology · EquiReason.