X Financial (XYF) Balance Sheet

As of 2025-12-31 (20-F), X Financial (XYF) reported total assets of $2.1B, total liabilities of $976.5M and shareholders' equity of $1.1B, according to EquiReason's reading of its SEC filings. Cash and equivalents: $141.2M.

Source: SEC EDGAR filings · figures as of 2026-06-30 · read by EquiReason

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Financial Conglomerates · Financials

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Market cap: 188.4M
P/E TTM: —
Dividend yield: 11.7%
52-week: —
Next earnings: 12 Nov, in 19 days

Line	FY2018 Dec 18	FY2019 Dec 19	FY2020 Dec 20	FY2021 Dec 21	FY2022 Dec 22	FY2023 Dec 23	FY2024 Dec 24	FY2025 Dec 25	Latest Dec 25
Cash and equivalents	0.16	0.14	0.11	0.09	0.09	0.17	0.13	0.14	0.14
Short-term investments	—	—	0.00	—	—	—	—	—	—
Total assets	0.67	1.19	1.15	1.15	1.28	1.64	1.62	2.10	2.10
Short-term debt	—	—	—	—	—	—	0.05	0.06	0.06
Total liabilities	0.16	0.56	0.68	0.53	0.59	0.82	0.67	0.98	0.98
Shareholders' equity	0.51	0.63	0.47	0.62	0.69	0.82	0.95	1.12	1.12

USD billions · SEC XBRL

X Financial — questions

How much cash does X Financial have?: $141.2M in cash and cash equivalents as of 2025-12-31.
How much debt does X Financial have?: $58.6M due within a year as of 2025-12-31.
What are X Financial's total assets?: $2.1B as of 2025-12-31.
What is X Financial's shareholders' equity?: $1.1B as of 2025-12-31.

Every figure on this page comes from X Financial's own SEC filings — see them on SEC EDGAR. Price data is licensed and shown only inside the product.

How these figures are read: methodology · EquiReason.

Important information. Figures on this page are taken from filings submitted to the U.S. Securities and Exchange Commission (SEC) and processed automatically by EquiReason. They may contain errors, omissions or delays, and EquiReason makes no representation or warranty as to their accuracy, completeness or timeliness. Always verify figures against the original filing on SEC EDGAR before relying on them.

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