Unum Group (UNM) SEC Filings & Earnings Calls
EquiReason read 15 Unum Group SEC filings in the last 12 months. Latest: 8-K on 2026-08-26 — Unum Group's Board authorized a new $1B share repurchase program effective September 1, 2026, replacing the current program which terminates on August 31, 2026..
Source: SEC EDGAR filings · figures as of 2026-06-30 · read by EquiReason
- Market cap
- 14.3B
- P/E TTM
- 21.0
- Dividend yield
- 2.0%
- 52-week
- —
- Next earnings
- 3 Nov, in 10 days
Every filing, read
last 12 months · SECWhat happened, the numbers inside, guidance and risks. The original is one click away.
29 Jul 202610-QUnum Group reported Q2 2026 results with premium income growth but lower net income due to higher expenses and lower investment income.earningsopen
Figures in the filing · each found in the filing text
| Premium Income · Q2-2026 | $2.82B | +3% y/y |
| Net Investment Income · Q2-2026 | $478M | -15% y/y |
| Net Income · Q2-2026 | $257M | -23% y/y |
| Operating Cash Flow · H1-2026 | $844M | +20% y/y |
| Diluted EPS · Q2-2026 | $1.61 | -16% y/y |
| Total Investments · 2026-06-30 | $43.70B | +0% y/y |
| Total Stockholders' Equity · 2026-06-30 | $10.81B | -3% y/y |
| Share Repurchases · H1-2026 | $605M | +3% y/y |
Risks flagged
Interest Rate Sensitivity
“Sustained periods of low interest rates.” · word for word
Investment Portfolio Risk
“Investment results, including, but not limited to, changes in interest rates, defaults, changes in credit spreads, impairments” · word for word
28 Jul 20268-K · 2.02Unum Group reported Q2 2026 results: premium income $2,817.8M, net income $256.9M, diluted EPS $1.61. Segment adjusted operating revenue $3,391.5M. No explicit guidance raise or cut.earningsopen
Figures in the filing · each found in the filing text
| Premium Income · Consolidated · Q2-2026 | $2.82B | +3% y/y |
| Net Income · Consolidated · Q2-2026 | $257M | -23% y/y |
| Diluted EPS · Consolidated · Q2-2026 | $1.61 | -16% y/y |
| Segment Adjusted Operating Revenue · Consolidated · Q2-2026 | $3.39B | +0% y/y |
| Segment Adjusted Operating Income · Consolidated · Q2-2026 | $365M | -16% y/y |
| Book Value Per Share · Consolidated · Q2-2026 | $68.28 | +4% y/y |
| Adjusted Stockholders' Equity Per Share · Consolidated · Q2-2026 | $77.11 | +4% y/y |
| Dividends Paid · Consolidated · Q2-2026 | $152M | +0% y/y |
| Shares Repurchased · Consolidated · Q2-2026 | 2,500,000 | -34% y/y |
| Cost of Shares Repurchased · Consolidated · Q2-2026 | $202M | -33% y/y |
Risks flagged
Closed Block segment operating loss widened significantly to ($75.4M) from ($10.8M), indicating persistent pressure from legacy business.
“Closed Block Segment Adjusted Operating Income ($75.4M) vs ($10.8M)”
Unum International adjusted operating income fell 41.6% YoY, signaling potential market or competitive headwinds.
“Unum International Segment Adjusted Operating Income $24.3M vs $41.6M (-41.6%)”
Holding company liquidity declined to $1,537M from $1,956M, reducing financial flexibility.
“Holding Company Liquidity $1,537M vs $1,956M”
6 Jul 20268-K · 1.01, 7.01Unum Group announced a $3.8 billion long-term care reinsurance transaction with Fortitude Re, reducing LTC statutory reserves by 26% and advancing its closed block strategy. Capital position remains strong.open
Risks flagged
Transaction reduces exposure to long-term care claims risk, but execution risk remains.
“Closing is expected to occur during 2026, subject to regulatory approvals and other conditions.”
29 Apr 202610-QPremium Income $2.79B; Net Income $232M; Net Cash Provided by Operating Activities $341Mopen
Figures in the filing · each found in the filing text
| Premium Income · Q1-2026 | $2.79B | |
| Net Income · Q1-2026 | $232M | |
| Net Cash Provided by Operating Activities · Q1-2026 | $341M |
28 Apr 20268-K · 2.02Premium Income $2.79B (+3% y/y); Segment Adjusted Operating Revenue $3.36B (+2% y/y); Total Revenue $3.36B (+8% y/y)earningsopen
Figures in the filing · each found in the filing text
| Premium Income · Q1-2026 | $2.79B | +3% y/y |
| Segment Adjusted Operating Revenue · Q1-2026 | $3.36B | +2% y/y |
| Total Revenue · Q1-2026 | $3.36B | +9% y/y |
| Net Income · Q1-2026 | $232M | +23% y/y |
| Diluted Earnings Per Share · Q1-2026 | $1.41 | +33% y/y |
| Unum US Adjusted Operating ROE · Unum US · Q1-2026 | 25.0% | |
| Unum International Adjusted Operating ROE · Unum International · Q1-2026 | 10.9% | |
| Colonial Life Adjusted Operating ROE · Colonial Life · Q1-2026 | 19.2% | |
| Core Operating Segments Adjusted Operating ROE · Core Operating Segments · Q1-2026 | 21.7% | |
| Holding Company Liquidity · Q1-2026 | $1.73B | -22% y/y |
Risks flagged
Net investment loss of $5M in Q1 2026 vs $206.8M loss in Q1 2025; significant improvement but still a loss
“Net Investment Loss (5.0) (206.8) (106.6) (34.6)” · word for word
Unum International ROE declined significantly from 15.4% to 10.9% YoY
“Unum International 10.9% 15.4% 14.8% 15.6%”
9 Apr 2026DEF 14AUnum Group filed its 2026 proxy statement (DEF 14A), disclosing executive compensation, pay-for-performance alignment, and key financial and operational highlights for 2025.open
Figures in the filing · each found in the filing text
| After-tax adjusted operating income · FY2025 | $1.40B | |
| Total Shareholder Return (3-year) · FY2025 | 105.2% | |
| Total Shareholder Return (5-year) · FY2025 | 298.5% | |
| Capital returned to shareholders · FY2025 | $1.30B | |
| Benefits paid to customers · FY2025 | $8.30B | |
| LTC reserves reduced · Closed Block · FY2025 | $4.00B | |
| Annual incentive achievement factor · FY2025 | 76.4% | |
| After-tax adjusted operating earnings per share · FY2025 | $8.13 | |
| Premium income (core operations) · Core Operations · FY2025 | $10.01B | |
| Sales · FY2025 | $2.12B |
Risks flagged
Benefits experience volatility
“after-tax adjusted operating income (1) for the year was $1.4 billion, which was below our expectations. This was impacted by benefits experience across multiple product lines, which was driven by lower recoveries as well as mortality rates.” · word for word
LTC reserve adequacy
“We manage this block with a combination of rate increases, risk management, tailored investment strategy and ongoing monitoring of emerging experience to inform updates to our reserve liability assumptions and appropriate capital levels.” · word for word
5 Feb 20268-K · 2.02, 7.01Premium Income $2.69B; Adjusted Operating Revenue $3.25B; Net Income $174Mearningsopen
Figures in the filing · each found in the filing text
| Premium Income · Q4-2025 | $2.69B | |
| Adjusted Operating Revenue · Q4-2025 | $3.25B | |
| Net Income · Q4-2025 | $174M | |
| Net Income Per Share (Diluted) · Q4-2025 | $1.04 | |
| Adjusted Operating ROE - Consolidated · Q4-2025 | 10.3% |
Risks flagged
Net investment loss and lower net income vs prior year
“Net Investment Loss (10.1); Net Income $174.1M vs $348.7M prior year”
14 Nov 20258-K · 8.01Debt offering $300Mopen
Figures in the filing · each found in the filing text
| Debt offering · 2025 | $300M |
4 Nov 202510-QUnum Group reported a sharp decline in net income for Q3 2025 due to a large remeasurement loss on policy benefits, despite modest premium growth.earningsopen
Figures in the filing · each found in the filing text
| Premium Income · Q3-2025 | $2.69B | +2% y/y |
| Net Income · Q3-2025 | $40M | -94% y/y |
| Net Cash Provided by Operating Activities · 9M-2025 | $330M | -68% y/y |
Risks flagged
Reinsurance transaction cash outflow
“Cash Related to Reinsurance Transaction ($953.5) million for nine months 2025 compared to $0 for nine months 2024.”
Policy benefit remeasurement volatility
“Policy Benefits - Remeasurement Loss (Gain) $475.9 million for Q3 2025 compared to ($402.7) million for Q3 2024.”
3 Nov 20258-K · 2.02Premium Income $2.69B (+2% y/y); Adjusted Operating Revenue $3.25B (+0% y/y); Net Income $40M (-94% y/y)earningsopen
Figures in the filing · each found in the filing text
| Premium Income · Consolidated · Q3-2025 | $2.69B | +2% y/y |
| Adjusted Operating Revenue · Consolidated · Q3-2025 | $3.25B | +0% y/y |
| Net Income · Consolidated · Q3-2025 | $40M | -94% y/y |
| Net Income Per Common Share (Diluted) · Consolidated · Q3-2025 | $0.23 | -93% y/y |
| Adjusted Operating Return on Equity - Unum US · Unum US · Q3-2025 | 23.9% | |
| Adjusted Operating Return on Equity - Unum International · Unum International · Q3-2025 | 14.8% | |
| Adjusted Operating Return on Equity - Colonial Life · Colonial Life · Q3-2025 | 18.3% | |
| Holding Company Liquidity · Corporate · Q3-2025 | $1.98B | +42% y/y |
| Leverage Ratio · Consolidated · Q3-2025 | 23.4% | |
| Dividends Paid · Consolidated · Q3-2025 | $230M | +5% y/y |
Risks flagged
Net income volatility due to investment losses and statutory losses
“Net Income $39.7M vs $645.7M; Statutory Net Loss $(294.9)M vs $319.3M gain”
Declining adjusted operating ROE across core segments
“Unum US 23.9% vs 25.5%, Unum International 14.8% vs 16.2%, Colonial Life 18.3% vs 19.2%”
Unum Group — questions
- What did Unum Group file recently?
- 15 SEC filings in the last 12 months. Latest: 8-K on 2026-08-26 — Unum Group's Board authorized a new $1B share repurchase program effective September 1, 2026, replacing the current program which terminates on August 31, 2026.
Every figure on this page comes from Unum Group's own SEC filings — see them on SEC EDGAR. Price data is licensed and shown only inside the product.
How these figures are read: methodology · EquiReason.