Synchrony Financial (SYF) Balance Sheet

As of 2026-09-30 (10-Q), Synchrony Financial (SYF) reported total assets of $122.5B, total liabilities of $105.9B and shareholders' equity of $16.6B, according to EquiReason's reading of its SEC filings. Cash and equivalents: $15.9B. Long-term debt: $17.0B.

Source: SEC EDGAR filings · figures as of 2026-09-30 · read by EquiReason

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Market cap: 22.9B
P/E TTM: 7.3
Dividend yield: 1.7%
52-week: —
Next earnings: 25 Jan, in 93 days

Line	FY2014 Dec 14	FY2015 Dec 15	FY2016 Dec 16	FY2017 Dec 17	FY2018 Dec 18	FY2019 Dec 19	FY2020 Dec 20	FY2021 Dec 21	FY2022 Dec 22	FY2023 Dec 23	FY2024 Dec 24	FY2025 Dec 25	Latest Sep 26
Cash and equivalents	11.83	12.33	9.32	11.60	9.40	12.15	11.52	8.34	10.29	14.26	14.71	14.97	15.90
Short-term investments	—	0.55	0.04	0.01	—	—	—	—	—	—	—	—	—
Total assets	75.71	83.99	90.21	95.81	106.79	104.83	95.95	95.75	104.56	117.48	119.46	119.10	122.47
Long-term debt	3.59	6.56	7.76	8.30	9.56	9.45	7.97	7.22	14.19	15.98	15.46	15.18	17.03
Total liabilities	65.23	71.39	76.01	81.57	92.11	89.74	83.25	82.09	91.69	103.58	102.88	102.33	105.92
Shareholders' equity	10.48	12.60	14.20	14.23	14.68	15.09	12.70	13.66	12.87	13.90	16.58	16.77	16.55

USD billions · SEC XBRL

Synchrony Financial — questions

How much cash does Synchrony Financial have?: $15.9B in cash and cash equivalents as of 2026-09-30.
How much debt does Synchrony Financial have?: $17.0B of long-term debt as of 2026-09-30.
What are Synchrony Financial's total assets?: $122.5B as of 2026-09-30.
What is Synchrony Financial's shareholders' equity?: $16.6B as of 2026-09-30.

Every figure on this page comes from Synchrony Financial's own SEC filings — see them on SEC EDGAR. Price data is licensed and shown only inside the product.

How these figures are read: methodology · EquiReason.

Important information. Figures on this page are taken from filings submitted to the U.S. Securities and Exchange Commission (SEC) and processed automatically by EquiReason. They may contain errors, omissions or delays, and EquiReason makes no representation or warranty as to their accuracy, completeness or timeliness. Always verify figures against the original filing on SEC EDGAR before relying on them.

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