SLM Corporation (SLM) Guidance & Earnings Results

On 2026-10-22 SLM Corporation lowered guidance: "FY2026 diluted EPS cut to $1.95-$2.05 from $3.10-$3.20; net charge-offs guidance improved to $365-$385M from $400-$420M; originations growth reaffirmed at 12%-14%; non-interest expenses reaffirmed at…" — from its own filing, as read by EquiReason.

Source: SEC EDGAR filings · figures as of 2026-09-30 · read by EquiReason

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Market cap: 3.5B
P/E TTM: 7.1
Dividend yield: 2.7%
52-week: —
Next earnings: 20 Jan, in 88 days

What management guided

each earnings 8-K · figures checked against the filing text

Release	Direction	What they said
22 Oct 26	Lowered	FY2026 diluted EPS cut to $1.95-$2.05 from $3.10-$3.20; net charge-offs guidance improved to $365-$385M from $400-$420M; originations growth reaffirmed at 12%-14%; non-interest expenses reaffirmed at $750-$780M · full year
23 Jul 26	Reaffirmed	FY26 diluted EPS $3.10-$3.20; FY26 Private Education Loan originations growth 12-14% YoY; FY26 net charge-offs $365-$385M; FY26 non-interest expenses $750-$780M · full year
23 Apr 26	Raised	Full-year 2026 diluted EPS guidance raised to $3.10-$3.20; Private Education Loan originations growth 12%-14% YoY; Net charge-offs $345-$385 million; Non-interest expenses $750-$780 million. · full year
23 Oct 25	Reaffirmed	FY2025 EPS $3.20-$3.30; originations growth 5-6%; NCOs 2.0-2.2%; non-interest expenses $655M-$675M · full year
24 Jul 25	Reaffirmed	FY2025 GAAP Diluted EPS $3.00-$3.10; Private Education Loan Originations YoY Growth 6%-8%; Total Loan Portfolio Net Charge-Offs as a Percentage of Average Loans in Repayment 2.0%-2.2%; Non-Interest Expenses $655M-$675M · full year

SLM Corporation — questions

What guidance did SLM Corporation give?: On 2026-10-22: "FY2026 diluted EPS cut to $1.95-$2.05 from $3.10-$3.20; net charge-offs guidance improved to $365-$385M from $400-$420M; originations growth reaffirmed at 12%-14%; non-interest expenses reaffirmed at $750-$780M"
When does SLM Corporation report earnings?: SLM Corporation's next earnings report is expected on 2027-01-20.

Every figure on this page comes from SLM Corporation's own SEC filings — see them on SEC EDGAR. Price data is licensed and shown only inside the product.

How these figures are read: methodology · EquiReason.

Important information. Figures on this page are taken from filings submitted to the U.S. Securities and Exchange Commission (SEC) and processed automatically by EquiReason. They may contain errors, omissions or delays, and EquiReason makes no representation or warranty as to their accuracy, completeness or timeliness. Always verify figures against the original filing on SEC EDGAR before relying on them.

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