Slide Insurance Holdings, Inc. (SLDE) SEC Filings & Earnings Calls

Catastrophe loss exposure

“There were no incurred losses from named storms during the three months ended June 30, 2026 and 2025.” · word for word

Reinsurance cost growth

“Ceded premiums for the three months ended June 30, 2026 and 2025 were approximately $125.5 million and $94.8 million, respectively, representing 25.8% and 28.0%, respectively, of gross premiums earned. The $30.7 million increase was primarily attributable to increased catastrophe reinsurance costs in line with growth of the portfolio.” · word for word

Concentration in Florida homeowners market

“Growth driven by voluntary new business and renewals of previously acquired Citizens policies, indicating exposure to Florida property insurance market.”

Catastrophe loss exposure

“Loss ratio improvement may be volatile due to weather-related catastrophe events; combined ratio improvement partly due to favorable loss experience.”

Operating expense growth

“General and administrative expenses increased 45% YoY due to staffing and technology investments; policy acquisition costs also rising.”

Future dividends are subject to Board discretion and depend on financial condition and results.

“Declaration and payment of any future dividend will be subject to the discretion of Slide’s Board and will depend on a variety of factors.” · word for word

Catastrophe risk remains, but retention is limited to 25% of pre-tax earnings.

“First-event retention remains conservatively positioned at no more than 25% of estimated pre-tax earnings”

Catastrophe loss exposure

“There were no incurred losses from named storms during the three months ended March 31, 2026 and 2025.” · word for word

Reinsurance cost increase

“The $30.3 million increase was primarily attributable to increased catastrophe reinsurance costs in line with growth in policies in force.” · word for word

Catastrophe loss exposure remains a key risk; loss ratio improvement partly due to lower catastrophe losses

“Loss ratio improved primarily due to a decrease in catastrophe losses”

Expense growth from staffing and policy acquisition costs to support growth

“General and administrative expenses increased due to increased staffing costs to support growth”

Repurchase program does not obligate company to buy shares; may be suspended

“The repurchase program does not obligate the Company to repurchase any of its common stock” · word for word

Repurchase program does not obligate company to buy shares; may be suspended

“The repurchase program does not obligate the Company to repurchase any particular number of shares” · word for word

Catastrophe loss exposure

“Losses and loss adjustment expenses incurred, net decreased to $235.5 million (there were no incurred losses from named storms during the period) for the year ended December 31, 2025 from $339.3 million (inclusive of catastrophe losses of $87.9 million from Hurricane Debby, Helene and Milton) for the year ended December 31, 2024.” · word for word

Dependence on Citizens policy assumptions

“Take-out opportunities, however, are subject to a number of market, timing and execution risks, and future take-out opportunities may or may not materialize.” · word for word

Emerging growth company status

“We are an 'emerging growth company' and we cannot be certain if the reduced disclosure and other requirements applicable to emerging growth companies will make our common stock less attractive to investors.” · word for word

Catastrophe loss exposure remains a key risk; loss ratio improvement partly due to benign weather

“Loss ratio improved primarily due to a decrease in catastrophe losses from hurricane and non-hurricane weather activity”

Expense growth from staffing and policy acquisition costs to support growth

“General and administrative expenses increased due to additional staffing to support growth”

Catastrophe loss exposure

“Losses and loss adjustment expenses incurred, net decreased from $111.7 million (inclusive of catastrophe losses of $55.8 million from Hurricane Debby and Hurricane Helene) for the three months ended September 30, 2024 to $33.2 million (there were no incurred losses from named storms during the period) for the three months ended September 30, 2025.” · word for word

Dependence on Citizens policy assumptions

“Our policies acquired during the nine months ended September 30, 2025 decreased by 24,504 policies, or 37.9%, compared to the prior year as a result of a decrease in policies acquired from Citizens during the current period.” · word for word

Catastrophe loss exposure remains a key risk; loss ratio improvement partly due to benign weather

“Loss ratio improved primarily due to benign weather conditions”

Expense growth from staffing and policy acquisition costs to support growth

“General and administrative expenses increased due to additional staffing to support growth”

Limited information available; potential management change risk

“Excerpt only shows exhibit listing; no details on role or departure”