Primerica, Inc. (PRI) SEC Filings & Earnings Calls
EquiReason read 11 Primerica, Inc. SEC filings in the last 12 months. Latest: 10-Q on 2026-08-06 — Primerica reported Q2 2026 net income of $202.3M, up 13.4% YoY, driven by strong Investment and Savings Products segment growth..
Source: SEC EDGAR filings · figures as of 2026-06-30 · read by EquiReason
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- Market cap
- 8.4B
- P/E TTM
- 11.0
- Dividend yield
- 1.6%
- 52-week
- —
- Next earnings
- 4 Nov, in 11 days
Every filing, read
last 12 months · SECWhat happened, the numbers inside, guidance and risks. The original is one click away.
6 Aug 202610-QPrimerica reported Q2 2026 net income of $202.3M, up 13.4% YoY, driven by strong Investment and Savings Products segment growth.earningsopen
Figures in the filing · each found in the filing text
| Total revenues · Q2-2026 | $865M | +9% y/y |
| Net income · Q2-2026 | $202M | +13% y/y |
| Diluted earnings per share · Q2-2026 | $6.45 | +19% y/y |
| Term Life Insurance segment revenues · Term Life Insurance · Q2-2026 | $444M | +0% y/y |
| Investment and Savings Products segment revenues · Investment and Savings Products · Q2-2026 | $361M | +21% y/y |
| Operating cash flow · H1-2026 | $351M | -3% y/y |
Risks flagged
Interest rate sensitivity on fixed-income portfolio
“Substantially all of the unrealized losses were the result of change in market interest rates compared to the date the securities were acquired rather than the credit quality of the securities.” · word for word
Reinsurance counterparty risk
“Reinsurance recoverables $2,450,745 as of June 30, 2026.”
5 Aug 20268-K · 2.02, 7.01Primerica filed 8-K with earnings results for Q2 2026; press release and supplemental financials attached.earningsSEC ↗
2 Jun 20268-K · 1.01, 2.03Primerica entered into a Second Amended and Restated Credit Agreement, a material definitive agreement that creates a direct financial obligation.open
Risks flagged
No material risk signals; routine refinancing.
7 May 202610-QTotal revenues $873M (+8% y/y); Net income $190M (+12% y/y); Diluted earnings per share $5.97 (+18% y/y)open
Figures in the filing · each found in the filing text
| Total revenues · Q1-2026 | $873M | +8% y/y |
| Net income · Q1-2026 | $190M | +13% y/y |
| Diluted earnings per share · Q1-2026 | $5.97 | +18% y/y |
| Term Life Insurance segment revenues · Term Life Insurance · Q1-2026 | $465M | +2% y/y |
| Investment and Savings Products segment revenues · Investment and Savings Products · Q1-2026 | $351M | +21% y/y |
| Operating cash flow · Q1-2026 | $157M | -21% y/y |
| Free cash flow · Q1-2026 | $148M |
Risks flagged
Reinsurance concentration risk
“85% of life insurance in-force is reinsured; Swiss Re Life & Health America Inc. accounts for $1,924.6 million of $2,480.1 million reinsurance recoverables.”
Investment portfolio unrealized losses
“Gross unrealized losses on AFS fixed-maturity securities $176.5 million as of March 31, 2026.”
6 May 20268-K · 2.02, 7.01Released earnings results and quarterly financials; issued a Regulation FD disclosure (forward guidance or material update)earningsopen
Risks flagged
No risk signals in excerpt.
2 Apr 2026DEF 14AProxy statement detailing executive compensation, governance, and financial highlights, including adjusted net operating income of $751.4M.open
Figures in the filing · each found in the filing text
| Adjusted Net Operating Income · FY2025 | $751M | +10% y/y |
| Diluted Adjusted Operating Earnings Per Share · FY2025 | $22.92 | +16% y/y |
| Total Revenues · FY2025 | $3.29B | +7% y/y |
| Net Income from Continuing Operations · FY2025 | $751M | +4% y/y |
| Average Stockholders' Equity · FY2025 | $2.30B | +9% y/y |
| Adjusted Net Operating Income Return on Adjusted Stockholders' Equity · FY2025 | 33.1% |
Risks flagged
Key Person Risk / Succession
“CEO voluntarily took a 20% salary reduction for over two years, indicating alignment with shareholders.”
27 Feb 202610-KNet premiums $1.78B (+3% y/y); Commissions and fees $1.28B (+18% y/y); Net investment income $167M (+8% y/y)open
Figures in the filing · each found in the filing text
| Net premiums · FY2025 | $1.78B | +3% y/y |
| Commissions and fees · FY2025 | $1.28B | +18% y/y |
| Net investment income · FY2025 | $167M | +8% y/y |
| Income from continuing operations · FY2025 | $751M | +4% y/y |
| Net income · FY2025 | $751M | +60% y/y |
| Operating cash flow · FY2025 | $901M | +5% y/y |
| Dividends declared per share · FY2025 | $4.16 | +26% y/y |
| Basic EPS from continuing operations · FY2025 | $22.95 | +9% y/y |
Risks flagged
Regulatory compliance cost
“If we or the independent sales representatives become subject to new requirements or regulations or experience voluminous changes in laws, it could result in increased litigation, regulatory risks, changes to our business model, a decrease in the number of securities-licensed representatives, increased compliance costs, or a reduction in the products we offe” · word for word
Currency fluctuation risk
“A weaker Canadian dollar relative to the U.S. dollar would result in lower levels of reported revenues, expenses, net income, assets, liabilities and accumulated other comprehensive income as translated in our U.S. dollar reporting currency financial statements.” · word for word
Dividend restriction from subsidiaries
“The ability of our insurance subsidiaries to pay dividends to us is also limited by our need to maintain the financial strength ratings of our subsidiaries assigned by the ratings agencies.” · word for word
11 Feb 20268-K · 2.02, 7.01Released earnings results and quarterly financials; issued a Regulation FD disclosure (forward guidance or material update)earningsSEC ↗
23 Jan 20268-K · 5.02Reported a director or officer change (departure, election, appointment or pay arrangement)open
Risks flagged
Loss of institutional board knowledge
“Two directors with over 11 and 12 years of service not standing for reelection”
6 Nov 202510-QPrimerica reported Q3 2025 results with revenue growth in both segments, strong EPS growth, and continued significant share repurchases.earningsopen
Figures in the filing · each found in the filing text
| Revenue · Q3-2025 | $840M | +8% y/y |
| Net income · Q3-2025 | $207M | +26% y/y |
| Diluted EPS from continuing operations · Q3-2025 | $6.35 | +11% y/y |
| Term Life Insurance segment revenue · Term Life Insurance · Q3-2025 | $463M | +3% y/y |
| Investment & Savings Products segment revenue · Investment and Savings Products · Q3-2025 | $319M | +20% y/y |
| Operating cash flow · 9M-2025 | $563M | -5% y/y |
Risks flagged
Interest rate sensitivity on investment portfolio
“Substantially all of the unrealized losses were the result of change in market interest rates compared to the date the securities were acquired rather than the credit quality of the securities” · word for word
Discontinued operations legacy risk
“The federal income tax benefit remaining to be utilized was $8.0 million and $31.8 million as of September 30, 2025 and December 31, 2024, respectively.” · word for word
5 Nov 20258-K · 2.02, 7.01Total Investments and Cash $5.13B; Reinsurance Recoverables $2.60B; Deferred Policy Acquisition Costs $3.50Bearningsopen
Figures in the filing · each found in the filing text
| Total Investments and Cash · total · Q3-2025 | $5.13B | |
| Reinsurance Recoverables · total · Q3-2025 | $2.60B | |
| Deferred Policy Acquisition Costs · total · Q3-2025 | $3.50B |
Primerica, Inc. — questions
- What did Primerica, Inc. file recently?
- 11 SEC filings in the last 12 months. Latest: 10-Q on 2026-08-06 — Primerica reported Q2 2026 net income of $202.3M, up 13.4% YoY, driven by strong Investment and Savings Products segment growth.
Every figure on this page comes from Primerica, Inc.'s own SEC filings — see them on SEC EDGAR. Price data is licensed and shown only inside the product.
How these figures are read: methodology · EquiReason.