Private Bancorp of America, Inc. (PBAM) SEC Filings & Earnings Calls
EquiReason read 7 Private Bancorp of America, Inc. SEC filings in the last 12 months. Latest: 8-K on 2026-10-16 — Net income $11.4M vs $13.1M prior quarter and $9.7M YoY; NIM 5.05% vs 5.18% prior; core deposits up 1.4% QoQ; criticized loans increased to 3.29% from 2.72%..
Source: SEC EDGAR filings · read by EquiReason
- Market cap
- 492.7M
- P/E TTM
- —
- Dividend yield
- —
- 52-week
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- Next earnings
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Every filing, read
last 12 months · SECWhat happened, the numbers inside, guidance and risks. The original is one click away.
16 Oct 20268-K · 2.02, 7.01Net income $11.4M vs $13.1M prior quarter and $9.7M YoY; NIM 5.05% vs 5.18% prior; core deposits up 1.4% QoQ; criticized loans increased to 3.29% from 2.72%.earningsopen
Figures in the filing · each found in the filing text
| Net income · Q3-2026 | $11M | +18% y/y |
| Diluted earnings per share · Q3-2026 | $1.97 | +19% y/y |
| Return on average assets · Q3-2026 | 1.6% | |
| Return on average tangible common equity · Q3-2026 | 15.6% | |
| Net interest margin · Q3-2026 | 5.0% | |
| Total cost of deposits · Q3-2026 | 1.7% | |
| Core deposits · 2026-09-30 | $2.36B | +8% y/y |
| Total deposits · 2026-09-30 | $2.41B | |
| Loans held-for-investment · 2026-09-30 | $2.19B | +5% y/y |
| Allowance for loan losses as % of loans HFI · 2026-09-30 | 1.4% |
Risks flagged
Criticized loans increased to 3.29% of total loans from 2.72% in the prior quarter, indicating potential credit quality deterioration.
“criticized loans totaled $71.9 million, or 3.29% of total loans, compared to $58.0 million, or 2.72% of total loans, at June 30, 2026” · word for word
Net interest margin declined 13 bps QoQ, partly due to non-recurring items but also reflecting deposit cost pressure.
“Net interest margin was 5.05% for the third quarter of 2026, compared to 5.18% for the prior quarter”
4 Sep 202610-QPrivate Bancorp of America reported Q2 2026 net income of $13.118M ($2.27 diluted EPS) vs $10.449M ($1.77) in Q2 2025, with net interest income +11.4% YoY and provision reversal.earningsopen
Figures in the filing · each found in the filing text
| Net interest income · Q2-2026 | $34M | +11% y/y |
| Net income · Q2-2026 | $13M | +26% y/y |
| Diluted earnings per share · Q2-2026 | $2.27 | +28% y/y |
| Total deposits · Q2-2026 | $2.38B | |
| Loans held for investment · Q2-2026 | $2.13B | |
| Allowance for loan losses · Q2-2026 | $30M | |
| Noninterest expense · Q2-2026 | $17M | +7% y/y |
| Noninterest income · Q2-2026 | $1M | -42% y/y |
| Provision for credit losses · Q2-2026 | $-204000.00 | -116% y/y |
| Total shareholders' equity · Q2-2026 | $286M |
Risks flagged
OREO increase
“OREO totaled $13.6 million at June 30, 2026 and $8.6 million at December 31, 2025.” · word for word
Noninterest income decline
“Total Noninterest Income 1,001 1,730” · word for word
Concentration in CRE
“CRE loans $1.642B out of total loans $2.133B (77%)”
17 Aug 20268-K · 7.01Private Bancorp of America announced appointment of Andra Frazier as EVP and Chief Credit Officer of CalPrivate Bank, a routine executive hire.open
Figures in the filing · each found in the filing text
| assets · 2026-06-30 | $2.71B | |
| loans · 2026-06-30 | $2.13B | |
| deposits · 2026-06-30 | $2.38B | |
| net income · Q2-2026 | $13M | |
| earnings per diluted share · Q2-2026 | $2.27 |
11 Aug 20268-K · 7.01Private Bancorp of America furnishes investor presentation for Q2 2026; presentation includes forward-looking statements and non-GAAP measures but no specific new material event or guidance change.open
Risks flagged
No specific risk signals identified; filing is a routine investor presentation with standard boilerplate risk factors.
29 Jul 20268-K · 7.01Company announces uplisting of common stock from OTCQX to Nasdaq Global Select Market, effective July 30, 2026, following SEC effectiveness of Form 10 and Nasdaq approval.open
Figures in the filing · each found in the filing text
| assets · 2026-06-30 | $2.71B | |
| loans · 2026-06-30 | $2.13B | |
| deposits · 2026-06-30 | $2.38B | |
| net income · Q2-2026 | $13M | |
| earnings per diluted share · Q2-2026 | $2.27 |
Risks flagged
No new risk factors disclosed; forward-looking statements contain standard cautionary language.
“Forward-Looking Statements section includes standard risks (economy, interest rates, deposit competition, etc.)”
Private Bancorp of America, Inc. — questions
- What did Private Bancorp of America, Inc. file recently?
- 7 SEC filings in the last 12 months. Latest: 8-K on 2026-10-16 — Net income $11.4M vs $13.1M prior quarter and $9.7M YoY; NIM 5.05% vs 5.18% prior; core deposits up 1.4% QoQ; criticized loans increased to 3.29% from 2.72%.
Every figure on this page comes from Private Bancorp of America, Inc.'s own SEC filings — see them on SEC EDGAR. Price data is licensed and shown only inside the product.
How these figures are read: methodology · EquiReason.