HomeTrust Bancshares, Inc. (HTB) SEC Filings & Earnings Calls
EquiReason read 20 HomeTrust Bancshares, Inc. SEC filings in the last 12 months. Latest: 8-K on 2026-10-21 — HomeTrust Bancshares reports Q3 net income $18.0M ($1.11 EPS) vs $15.6M ($0.94) prior quarter; NIM expands to 4.46%; announces acquisition of Blue Ridge Bankshares; authorizes new .
Source: SEC EDGAR filings · figures as of 2026-06-30 · read by EquiReason
- Market cap
- 802.9M
- P/E TTM
- 12.6
- Dividend yield
- 1.0%
- 52-week
- —
- Next earnings
- 20 Jan, in 88 days
Every filing, read
last 12 months · SECWhat happened, the numbers inside, guidance and risks. The original is one click away.
21 Oct 20268-K · 2.02, 7.01HomeTrust Bancshares reports Q3 net income $18.0M ($1.11 EPS) vs $15.6M ($0.94) prior quarter; NIM expands to 4.46%; announces acquisition of Blue Ridge Bankshares; authorizes new 5% buyback.earningsopen
Figures in the filing · each found in the filing text
| Net income · Q3-2026 | $18M | +15% y/y |
| Diluted EPS · Q3-2026 | $1.11 | +18% y/y |
| Net interest margin · Q3-2026 | 4.5% | |
| Provision for credit losses · Q3-2026 | $805000.00 | -13% y/y |
| Dividend per share · Q3-2026 | $0.15 | 0% y/y |
Risks flagged
Merger integration risk with Blue Ridge Bankshares; expected close early 2027 subject to approvals
“The transaction is expected to close early in the first quarter of 2027, subject to all regulatory and shareholder approvals” · word for word
5 Oct 20268-K · 8.01Completed 5% buyback (832,000 shares at avg $47.70) and authorized new 5% buyback (790,000 shares).open
Figures in the filing · each found in the filing text
| Shares repurchased · Q3-2026 | 832,000 | |
| Average repurchase price · Q3-2026 | $47.70 |
17 Aug 20268-K · 1.01, 7.01HomeTrust Bancshares to acquire Blue Ridge Bankshares in an all-stock transaction valued at ~$448.1M, expanding into Virginia markets and creating a $7B+ asset bank. Accretive to EPS by ~30% in 2028.acquisitionopen
Figures in the filing · each found in the filing text
| Total assets · point_in_time | $7.00B | |
| Transaction value · point_in_time | $448M | |
| EPS accretion · FY2028 | 30.0% | |
| Tangible book value dilution · point_in_time | 8.3% | |
| Earn-back period · point_in_time | $3.25 |
Risks flagged
Integration risk and regulatory approval risk; tangible book value dilution of 8.3%.
“Transaction subject to regulatory and stockholder approvals; tangible book value dilution of 8.3%.”
6 Aug 202610-QHomeTrust Bancshares reported Q2 2026 net income of $15.6 million, down from $17.2 million in Q2 2025.earningsopen
Figures in the filing · each found in the filing text
| Total loans, net · Q2-2026 | $4M | |
| Total deposits · Q2-2026 | $4M | |
| Net income · Q2-2026 | $15630.00 | -9% y/y |
| Diluted EPS · Q2-2026 | $0.94 | -6% y/y |
| Allowance for credit losses – loans · Q2-2026 | $39789.00 | |
| Nonaccrual loans · Q2-2026 | $50602.00 |
Risks flagged
Credit risk from commercial real estate and commercial loans
“Nonaccrual loans increased to $50,602 thousand at June 30, 2026 from $43,776 thousand at December 31, 2025.”
Interest rate risk from securities portfolio
“Gross unrealized losses on debt securities available for sale increased to $1,640 thousand at June 30, 2026 from $1,256 thousand at December 31, 2025.”
4 Aug 20268-K · 8.01Completed 5% stock repurchase program (870k shares at avg $44.49); Board authorized new 5% program (up to 832k shares).open
Figures in the filing · each found in the filing text
| Shares repurchased (completed program) · Q2-2026 | 870,000 | |
| New buyback authorization · Q3-2026 | 832,000 |
23 Jul 20268-K · 2.02, 7.01Net income $16M; Diluted earnings per share $0.94; Net interest margin 4.41earningsopen
Figures in the filing · each found in the filing text
| Net income · Q2-2026 | $16M | |
| Diluted earnings per share · Q2-2026 | $0.94 | |
| Net interest margin · Q2-2026 | 4.4% | |
| Return on assets (annualized) · Q2-2026 | 1.5% | |
| Return on equity (annualized) · Q2-2026 | 10.4% | |
| Provision for credit losses · Q2-2026 | $920000.00 | |
| Dividend per share · Q2-2026 | $0.15 | +15% y/y |
| Shares repurchased · Q2-2026 | 153,606 | |
| Loan yield · Q2-2026 | 6.1% |
Risks flagged
Provision for credit losses increased QoQ.
“provision for credit losses was $920,000 compared to $370,000” · word for word
Loss on redemption of junior subordinated debt securities.
“loss on the redemption of junior subordinated debt securities was $1.1 million compared to $0” · word for word
6 May 202610-QNet Income $17M (+15% y/y); Earnings Per Share (Diluted) $0.99 (+18% y/y); Total Loans $3.55Bopen
Figures in the filing · each found in the filing text
| Net Income · Q1-2026 | $17M | +15% y/y |
| Earnings Per Share (Diluted) · Q1-2026 | $0.99 | +18% y/y |
| Total Loans · Q1-2026 | $3.55B | |
| Allowance for Credit Losses on Loans · Q1-2026 | $41M | |
| Nonperforming Assets · Q1-2026 | $47M | |
| Total Deposits · Q1-2026 | $3.64B | |
| Dividend Per Share · Q1-2026 | $0.04 | +13% y/y |
| Net Charge-offs · Q1-2026 | $2M | +35% y/y |
Risks flagged
Credit Quality Deterioration in Commercial Portfolio
“Net (charge-offs) recoveries (1,817) for three months ended March 31, 2026, compared to (1,343) for the same period in 2025.”
Interest Rate Risk from Unrealized Losses on Securities
“Gross unrealized losses on debt securities available for sale increased to $1,502 (in thousands) at March 31, 2026 from $1,256 at December 31, 2025.”
Deposit Competition and Funding Cost Pressure
“Certificates of deposit decreased to $768,477 (in thousands) at March 31, 2026 from $909,772 at December 31, 2025, indicating potential runoff of higher-cost deposits.”
23 Apr 20268-K · 2.02, 7.01Net income $17M; Diluted EPS $0.99; Return on assets (annualized) 1.55earningsopen
Figures in the filing · each found in the filing text
| Net income · Q1-2026 | $17M | |
| Diluted EPS · Q1-2026 | $0.99 | |
| Return on assets (annualized) · Q1-2026 | 1.6% | |
| Return on equity (annualized) · Q1-2026 | 11.3% | |
| Net interest margin · Q1-2026 | 4.3% | |
| Provision for credit losses · Q1-2026 | $370000.00 | |
| Dividend per share · Q2-2026 | $0.15 | |
| Shares repurchased · Q1-2026 | 533,240 | |
| Average repurchase price · Q1-2026 | $42.85 |
7 Apr 2026DEF 14AAnnual proxy statement filed for shareholder vote on director elections, say on pay, and auditor ratification.open
Figures in the filing · each found in the filing text
| Net income · FY2025 | $64M | +18% y/y |
| Diluted earnings per share · FY2025 | $3.72 | +16% y/y |
| Return on average assets · FY2025 | 1.5% | |
| Return on average equity · FY2025 | 11.1% | |
| Net interest margin · FY2025 | 4.3% | |
| Provision for credit losses · FY2025 | $7M | -8% y/y |
| Dividend per share · FY2025 | $0.49 | +9% y/y |
| Shares repurchased · FY2025 | 334,413 | +1324% y/y |
| Adjusted pre-tax pre-provision income · FY2025 | $86M | +9% y/y |
Risks flagged
Concentration risk from large shareholder
“FJ Capital Management LLC beneficially owns 9.56% of outstanding shares; Infinity Trust/Narasimhulu Neelagaru owns 8.19%.”
Key person dependency on CEO
“CEO C. Hunter Westbrook's employment agreement provides for 3x cash compensation upon change-in-control termination, indicating retention risk.”
22 Jan 20268-K · 2.02, 7.01, 8.01Net income $16M; Diluted earnings per share $0.93; Net interest margin 4.2earningsopen
Figures in the filing · each found in the filing text
| Net income · Q4-2025 | $16M | |
| Diluted earnings per share · Q4-2025 | $0.93 | |
| Net interest margin · Q4-2025 | 4.2% | |
| Return on assets · Q4-2025 | 1.4% | |
| Return on equity · Q4-2025 | 10.6% | |
| Dividend per share · Q4-2025 | $0.13 | +8% y/y |
| Buyback shares · Q4-2025 | 241,201 | |
| Loans receivable · Q4-2025 | $3.81B | |
| Provision for credit losses · Q4-2025 | $2M |
Risks flagged
Net interest income decreased QoQ due to lower loan yields and higher funding costs.
“Net interest income decreased $1.2 million QoQ; loan yield 6.21% vs 6.32%.”
Provision for credit losses increased slightly QoQ.
“Provision for credit losses was $2.1 million compared to $2.0 million.” · word for word
16 Dec 20258-K · 8.01Buyback shares 806,000open
Figures in the filing · each found in the filing text
| buyback shares · 2022-2025 | 806,000 |
6 Nov 202510-QHomeTrust Bancshares reported Q3 2025 net income of $16.5M (+25.8% YoY), with EPS of $0.95, while credit costs remained elevated.earningsopen
Figures in the filing · each found in the filing text
| Net Income · Q3-2025 | $16M | +26% y/y |
| EPS (diluted) · Q3-2025 | $0.95 | +25% y/y |
| Total Loans · Q3-2025 | $3.64B | |
| Allowance for Credit Losses - Loans · Q3-2025 | $43M | |
| Nonperforming Assets · Q3-2025 | $33M | |
| Dividend per Share · Q3-2025 | $0.03 | |
| Share Repurchases · 9M-2025 | $25M |
Risks flagged
Credit Deterioration in Commercial Loans
“Net (charge-offs) recoveries: (6,139) for nine months ended September 30, 2025, with significant charge-offs in equipment finance ($4,666) and commercial and industrial ($1,562).”
Hurricane Helene Impact
“The outstanding balance of these deferrals was $318,000 and $136.0 million at September 30, 2025 and December 31, 2024, respectively.” · word for word
Deposit Outflow Risk
“Total deposits decreased from $3.779B at December 31, 2024 to $3.698B at September 30, 2025.”
HomeTrust Bancshares, Inc. — questions
- What did HomeTrust Bancshares, Inc. file recently?
- 20 SEC filings in the last 12 months. Latest: 8-K on 2026-10-21 — HomeTrust Bancshares reports Q3 net income $18.0M ($1.11 EPS) vs $15.6M ($0.94) prior quarter; NIM expands to 4.46%; announces acquisition of Blue Ridge Bankshares; authorizes new 5% buyback.
Every figure on this page comes from HomeTrust Bancshares, Inc.'s own SEC filings — see them on SEC EDGAR. Price data is licensed and shown only inside the product.
How these figures are read: methodology · EquiReason.