Happen, Inc. (HAPN) Guidance & Earnings Results

On 2026-07-27 Happen, Inc. raised guidance: "Q3 2026: loan originations $3.20B to $3.35B, diluted EPS $0.43 to $0.48; FY2026: loan originations $12.2B to $12.6B, diluted EPS $1.80 to…" — from its own filing, as read by EquiReason.

Source: SEC EDGAR filings · figures as of 2026-06-30 · read by EquiReason

HAPNHappen, Inc.Follow HAPN — free

Banks - Regional · Financials

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Market cap: 1.6B
P/E TTM: 8.5
Dividend yield: —
52-week: —
Next earnings: 28 Oct, in 3 days

What management guided

each earnings 8-K · figures checked against the filing text

Release	Direction	What they said
27 Jul 26	Raised	Q3 2026: loan originations $3.20B to $3.35B, diluted EPS $0.43 to $0.48; FY2026: loan originations $12.2B to $12.6B, diluted EPS $1.80 to $1.90 · full year
28 Jan 26	Raised	Q1 2026: originations $2.55-2.65B, EPS $0.34-0.39; FY2026: originations $11.6-12.6B, EPS $1.65-1.80 · full year
22 Oct 25	Reaffirmed	Q4 2025: originations $2.5B-$2.6B, PPNR $90M-$100M, ROTCE 10%-11.5%
29 Jul 25	Raised	Q3 2025: loan originations $2.5-2.6B; PPNR $90-100M; ROTCE 10-11.5%

Happen, Inc. — questions

What guidance did Happen, Inc. give?: On 2026-07-27: "Q3 2026: loan originations $3.20B to $3.35B, diluted EPS $0.43 to $0.48; FY2026: loan originations $12.2B to $12.6B, diluted EPS $1.80 to $1.90"
When does Happen, Inc. report earnings?: Happen, Inc.'s next earnings report is expected on 2026-10-28.

Every figure on this page comes from Happen, Inc.'s own SEC filings — see them on SEC EDGAR. Price data is licensed and shown only inside the product.

How these figures are read: methodology · EquiReason.

Important information. Figures on this page are taken from filings submitted to the U.S. Securities and Exchange Commission (SEC) and processed automatically by EquiReason. They may contain errors, omissions or delays, and EquiReason makes no representation or warranty as to their accuracy, completeness or timeliness. Always verify figures against the original filing on SEC EDGAR before relying on them.

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