FinVolution Group (FINV) SEC Filings & Earnings Calls
EquiReason read 6 FinVolution Group SEC filings in the last 12 months. Latest: 6-K on 2026-08-28 — Net revenue -4.9% YoY, net profit -43.2% YoY; Chinese mainland transaction volume -19.3% YoY; overseas growth +18.8% YoY..
Source: SEC EDGAR filings · read by EquiReason
- Market cap
- 715.3M
- P/E TTM
- —
- Dividend yield
- 10.2%
- 52-week
- —
- Next earnings
- 17 Nov, in 24 days
Every filing, read
last 12 months · SECWhat happened, the numbers inside, guidance and risks. The original is one click away.
28 Aug 20266-KNet revenue -4.9% YoY, net profit -43.2% YoY; Chinese mainland transaction volume -19.3% YoY; overseas growth +18.8% YoY.earningsopen
Figures in the filing · each found in the filing text
| Total Transaction Volume · Q2-2026 | $44.80B | -17% y/y |
| 90 day+ delinquency ratio · Chinese Mainland · Q2-2026 | 2.1% | |
| Outstanding loan balance · Q2-2026 | $67.90B | -12% y/y |
Risks flagged
Chinese mainland transaction volume and profit decline, indicating credit demand weakness.
“Chinese mainland transaction volume -19.3% YoY; operating profit -31.6% YoY.”
Delinquency ratio stable but elevated at 2.10%.
“90 day+ delinquency ratio was 2.10% as of June 30, 2026.”
26 May 20266-KQ1 2026 earnings: net revenue RMB3,210.1M (down 7.8% YoY); net profit RMB421.1M (down 42.9% YoY); Chinese mainland transaction volume down 21.6% YoY; overseas volume up 36.7% YoY.earningsopen
Figures in the filing · each found in the filing text
| Transaction volume · Group · Q1-2026 | $42.60B | -18% y/y |
| Outstanding loan balance · Group · Q1-2026 | $67.70B | -9% y/y |
| 90 day+ delinquency ratio · Chinese Mainland · Q1-2026 | 3.1% |
Risks flagged
Declining Chinese mainland transaction volume and net profit indicate regulatory and economic headwinds.
“Transaction volume was RMB38.5 billion for the first quarter of 2026, a decrease of 21.6% compared with the same period of 2025.”
90 day+ delinquency ratio of 3.11% indicates credit quality risk.
“90 day+ delinquency ratio was 3.11% as of March 31, 2026.”
29 Apr 202620-FFinVolution Group reported FY2025 results with total revenue of RMB13.57B (+3.9% YoY) and net profit of RMB2.54B (+6.7% YoY), while loan origination volume declined 2.9% YoY to RMB200.3B.earningsopen
Figures in the filing · each found in the filing text
| Total net revenues · FY2025 | $13.57B | +4% y/y |
| Net profit attributable to ordinary shareholders · FY2025 | $2.54B | +7% y/y |
Risks flagged
Overseas regulatory enforcement risk
“In March 2026, Indonesia’s antitrust agency, Komisi Pengawas Persaingan Usaha (“KPPU”), imposed administrative fines on 97 online lending firms operating in Indonesia, alleging violations of antitrust laws through alleged interest rate coordination. Our operations conducted under the AdaKami brand in Indonesia were among the sanctioned entities and were fine” · word for word
China regulatory tightening on online marketing and fee disclosure
“On April 24, 2026, the People’s Bank of China, National Financial Regulatory Administration, Cyberspace Administration of China, and five other regulatory authorities jointly promulgated Administrative Measures for Online Marketing of Financial Products, or the Online Marketing Measures, which will take effect on September 30, 2026. It provides, among others” · word for word
Interest rate cap risk in Indonesia
“the Financial Services Authority of Indonesia (OJK) previously adopted rules to progressively reduce the interest rate cap for fintech lenders on consumptive loans, from a maximum of 0.4% per day in 2023 to 0.3% in 2024, to 0.2% in 2025, and further to 0.1% by 2026, posing potential risks to our operations in Indonesia.” · word for word
China loan volume decline
“The loan origination volume on our platforms was RMB194.3 billion in 2023, RMB206.2 billion in 2024 and RMB200.3 billion (US$28.6 billion) in 2025.” · word for word
18 Mar 20266-KFinVolution Group reports Q4/FY2025 results: revenue down 12.5% YoY, net profit down 39% YoY; China transaction volume declines 28.3% YoY; international volume grows 41.4% YoY. Dividend increased 10.5%.earningsopen
Figures in the filing · each found in the filing text
| Total Transaction Volume · total · Q4-2025 | $42.80B | -25% y/y |
| Total Outstanding Loan Balance · total · Q4-2025 | $70.90B | -1% y/y |
| 90 day+ delinquency ratio · China · Q4-2025 | 2.9% |
Risks flagged
China market contraction continues with 28.3% YoY decline in transaction volume; regulatory and macro uncertainties persist.
“Transaction Volume (China's Mainland) Q4 2025: RMB38.7B vs Q4 2024: RMB54.0B, -28.3% YoY.”
Net profit decline of 39% YoY signals margin compression and potential credit quality deterioration.
“Net profit Q4 2025: RMB415.5M vs RMB680.8M YoY.”
20 Nov 20256-KQ3 2025 revenue RMB3,486.6M (+6.4% YoY), net profit RMB640.7M (+2.7% YoY), international revenue up 37.4%.earningsopen
Figures in the filing · each found in the filing text
| Total transaction volume · Q3-2025 | $51.20B | -2% y/y |
| Outstanding loan balance · Q3-2025 | $77.10B | +13% y/y |
| 90 day+ delinquency ratio · Q3-2025 | 2.0% |
Risks flagged
China transaction volume decline signals domestic market headwinds
“Transaction Volume (China’s Mainland) ... -3.8%”
FinVolution Group — questions
- What did FinVolution Group file recently?
- 6 SEC filings in the last 12 months. Latest: 6-K on 2026-08-28 — Net revenue -4.9% YoY, net profit -43.2% YoY; Chinese mainland transaction volume -19.3% YoY; overseas growth +18.8% YoY.
Every figure on this page comes from FinVolution Group's own SEC filings — see them on SEC EDGAR. Price data is licensed and shown only inside the product.
How these figures are read: methodology · EquiReason.