First Horizon Corporation (FHN) SEC Filings & Earnings Calls
EquiReason read 11 First Horizon Corporation SEC filings in the last 12 months. Latest: 8-K on 2026-10-15 — First Horizon reports Q3 2026 net loss of $(0.20) per share due to strategic mortgage sale; adjusted EPS $0.53, up from $0.50 YoY..
Source: SEC EDGAR filings · figures as of 2026-06-30 · read by EquiReason
- Market cap
- 11.1B
- P/E TTM
- 11.3
- Dividend yield
- 2.7%
- 52-week
- —
- Next earnings
- 13 Jan, in 81 days
Every filing, read
last 12 months · SECWhat happened, the numbers inside, guidance and risks. The original is one click away.
15 Oct 20268-K · 2.02, 7.01First Horizon reports Q3 2026 net loss of $(0.20) per share due to strategic mortgage sale; adjusted EPS $0.53, up from $0.50 YoY.earningsopen
Figures in the filing · each found in the filing text
| Net interest income (FTE) · Q3-2026 | $686M | |
| Net interest margin · Q3-2026 | 3.5% | |
| Average loan yield · Q3-2026 | 5.7% | |
| Interest bearing deposit cost · Q3-2026 | 2.5% | |
| Adjusted diluted EPS · Q3-2026 | $0.53 | |
| Reported diluted EPS · Q3-2026 | $-0.20 | |
| CET1 ratio · Q3-2026 | 10.3% | |
| Average deposits · Q3-2026 | $68.60B | |
| Average loans and leases · Q3-2026 | $64.50B | |
| Net charge-offs · Q3-2026 | $36M |
Risks flagged
Net loss due to mortgage portfolio reclassification; capital ratios declined
“CET1 ratio was 10.3%, a decrease from second quarter 2026. The decline in capital was driven by notable items” · word for word
Higher deposit costs pressuring NIM
“NIM decrease was driven by higher interest bearing deposit costs of 2.45%, a 12 basis points increase” · word for word
6 Aug 202610-QFirst Horizon reported Q2 2026 net income of $274M, up 11.8% YoY, with diluted EPS of $0.54, up 20% YoY.earningsopen
Figures in the filing · each found in the filing text
| Net interest income · Q2-2026 | $676M | +6% y/y |
| Net income · Q2-2026 | $274M | +12% y/y |
| Diluted earnings per common share · Q2-2026 | $0.54 | +20% y/y |
| Total loans and leases · 2026-06-30 | $65.33B | |
| Total deposits · 2026-06-30 | $68.07B | |
| Allowance for loan and lease losses · 2026-06-30 | $709M |
Risks flagged
AOCI loss
“Accumulated other comprehensive loss, net (846) (810)” · word for word
Noninterest expense growth
“Total noninterest expense 532 491” · word for word
15 Jul 20268-K · 2.02, 7.01First Horizon reports 2Q26 NIAC $260M (+12% YoY), EPS $0.54 (+$0.09 YoY). NII $679M (+$35M YoY), NIM 3.49% (-3bps QoQ). Loan growth 3% YoY, deposits up. CET1 10.5%. Share repurchases $100M. Provision $15M, NCOs 20bps.earningsopen
Figures in the filing · each found in the filing text
| Net Income Available to Common Shareholders · consolidated · Q2-2026 | $260M | +12% y/y |
| Earnings Per Share (Diluted) · consolidated · Q2-2026 | $0.54 | +20% y/y |
| Return on Common Equity · consolidated · Q2-2026 | 12.3% | |
| Return on Tangible Common Equity · consolidated · Q2-2026 | 15.2% | |
| Net Interest Income (FTE) · consolidated · Q2-2026 | $679M | +5% y/y |
| Net Interest Margin (FTE) · consolidated · Q2-2026 | 3.5% | |
| Noninterest Income · consolidated · Q2-2026 | $211M | +12% y/y |
| Total Revenue · consolidated · Q2-2026 | $887M | +7% y/y |
| Noninterest Expense · consolidated · Q2-2026 | $531M | +8% y/y |
| Pre-Provision Net Revenue · consolidated · Q2-2026 | $356M | +5% y/y |
Risks flagged
Net interest margin compression from higher deposit costs
“NIM decreased 3bps QoQ driven by higher deposit costs associated with increased brokered deposits”
Net charge-offs increased to 20bps from 18bps QoQ
“Net charge-offs were $33 million or 20 basis points, up from $29 million or 18 basis points in the prior quarter” · word for word
Noninterest expense growth outpacing revenue growth
“Noninterest expense increased 8% YoY vs total revenue growth of 7% YoY”
7 May 202610-QNet interest income $667M (+6% y/y); Net income attributable to controlling interest $262M (+20% y/y); Total loans and leases $64.38Bopen
Figures in the filing · each found in the filing text
| Net interest income · Q1-2026 | $667M | +6% y/y |
| Net income attributable to controlling interest · Q1-2026 | $262M | +20% y/y |
| Total loans and leases · 2026-03-31 | $64.38B | |
| Total deposits · 2026-03-31 | $66.48B | |
| Basic earnings per common share · Q1-2026 | $0.54 | +32% y/y |
| Provision for credit losses · Q1-2026 | $15M | -63% y/y |
16 Mar 2026DEF 14AProxy statement filed for 2026 annual meeting; no material event beyond routine shareholder votes.open
Figures in the filing · each found in the filing text
| Net Income Available to Common Shareholders (NIAC) · FY2025 | $956M | +29% y/y |
| Earnings Per Share (EPS) · FY2025 | $1.87 | +38% y/y |
| Net Interest Margin (NIM) · FY2025 | 3.5% | |
| Return on Tangible Common Equity (ROTCE) · FY2025 | 14.0% | |
| Efficiency Ratio · FY2025 | 60.7% | |
| Common Equity Tier 1 (CET1) Ratio · FY2025 | 10.6% | |
| Total Shareholder Return (TSR) · FY2025 | 22.1% | |
| Share Repurchases · FY2025 | $894M | |
| Dividend Per Share (Quarterly) · Q2-2026 | $0.17 | +13% y/y |
| Net Interest Income · FY2025 | $2.62B | +4% y/y |
Risks flagged
Economic uncertainty from tariffs and interest rates
“Net loans and leases grew $1.7 billion (2.7%) compared to year-end 2024 despite continuing competitive market conditions and economic uncertainty related to tariffs and interest rates.” · word for word
Credit quality stability but elevated NPA ratio
“Our non-performing asset (NPA) and net charge off (NCO) ratios remained comparable to 2024, at 0.94% and 0.19%, respectively, despite the increased economic uncertainty that marked 2025.” · word for word
12 Mar 20268-K · 3.03, 5.03, 8.01First Horizon completed sale of 16,000,000 depositary shares representing Series H Preferred Stock, a capital raise.open
Figures in the filing · each found in the filing text
| depositary shares sold · Q1-2026 | 16,000,000 |
Risks flagged
Preferred stock issuance increases fixed obligations and may dilute common equity, but strengthens capital base.
“Issuance of Series H Non-Cumulative Perpetual Preferred Stock with liquidation preference of $100,000 per share.”
26 Feb 202610-KTotal Assets $84.00B; Total Deposits $67.00B; Total Loans $64.00Bopen
Figures in the filing · each found in the filing text
| Total Assets · 2025-12-31 | $84.00B | |
| Total Deposits · 2025-12-31 | $67.00B | |
| Total Loans · 2025-12-31 | $64.00B | |
| CET1 Capital Ratio · 2025-12-31 | 10.6% | |
| Tier 1 Capital Ratio · 2025-12-31 | 11.5% | |
| Total Capital Ratio · 2025-12-31 | 13.3% | |
| Leverage Ratio · 2025-12-31 | 10.2% |
Risks flagged
Interest Rate Sensitivity
“expectations of and actual timing and amount of interest rate movements, including the slope and shape of the yield curve, which can have a significant impact on a financial services institution;” · word for word
Commercial Real Estate Exposure
“The next three largest property types were office, retail, and industrial.” · word for word
15 Jan 20268-K · 2.02, 7.01Earnings per share, diluted $0.52; Net interest income (FTE) $2.60B (+4% y/y); Net interest margin 3.47earningsopen
Figures in the filing · each found in the filing text
| Earnings per share, diluted · Q4-2025 | $0.52 | |
| Net interest income (FTE) · FY2025 | $2.60B | +4% y/y |
| Net interest margin · FY2025 | 3.5% | |
| CET1 ratio · FY2025 | 10.6% | |
| Net charge-offs · FY2025 | 19.0% | |
| Average loans and leases · FY2025 | $62.60B | +1% y/y |
| Average deposits · FY2025 | $65.40B | 0% y/y |
| Provision for credit losses · FY2025 | $65M | -57% y/y |
| Noninterest income · FY2025 | $797M | +17% y/y |
Risks flagged
Credit quality stable; net charge-offs consistent; ACL ratio decreased to 1.31% from 1.43%.
“Net charge-offs remained consistent year-over-year at $120 million or 19 basis points; ACL to loans ratio decreased to 1.31% from 1.43%” · word for word
6 Nov 202510-QFirst Horizon reported Q3 2025 net income of $266M, up 19% YoY, driven by higher net interest income and lower provision for credit losses.earningsopen
Figures in the filing · each found in the filing text
| Net interest income · Q3-2025 | $674M | +8% y/y |
| Net income · Q3-2025 | $266M | +19% y/y |
| Diluted earnings per common share · Q3-2025 | $0.50 | +25% y/y |
| Loans and leases · 2025-09-30 | $63.06B | |
| Provision for credit losses · Q3-2025 | $-5M | |
| Total deposits · 2025-09-30 | $65.53B | |
| Common stock repurchases · 9M-2025 | $583M | +26% y/y |
First Horizon Corporation — questions
- What did First Horizon Corporation file recently?
- 11 SEC filings in the last 12 months. Latest: 8-K on 2026-10-15 — First Horizon reports Q3 2026 net loss of $(0.20) per share due to strategic mortgage sale; adjusted EPS $0.53, up from $0.50 YoY.
Every figure on this page comes from First Horizon Corporation's own SEC filings — see them on SEC EDGAR. Price data is licensed and shown only inside the product.
How these figures are read: methodology · EquiReason.