CTO Realty Growth, Inc. (CTO) SEC Filings & Earnings Calls
EquiReason read 12 CTO Realty Growth, Inc. SEC filings in the last 12 months. Latest: 8-K on 2026-09-30 — CTO Realty Growth closed a $1.0 billion amended and restated unsecured credit facility, comprising a $400M revolver and $600M in term loans, extending weighted average maturity to .
Source: SEC EDGAR filings · figures as of 2026-06-30 · read by EquiReason
- Market cap
- 741.5M
- P/E TTM
- 14.5
- Dividend yield
- 6.9%
- 52-week
- —
- Next earnings
- 27 Oct, in 2 days
Every filing, read
last 12 months · SECWhat happened, the numbers inside, guidance and risks. The original is one click away.
30 Sep 20268-K · 1.01, 2.03, 7.01CTO Realty Growth closed a $1.0 billion amended and restated unsecured credit facility, comprising a $400M revolver and $600M in term loans, extending weighted average maturity to 4.3 years from 1.6 years, with $250M incremental commitmentsopen
Figures in the filing · each found in the filing text
| Credit facility size · 2026-09-29 | $1.00B | |
| Weighted average debt maturity · 2026-09-29 | $4.30 | +169% y/y |
Risks flagged
Increased leverage with $1.0B in new debt; however, secured at favorable fixed rates with extended maturities
“$1.0 billion amended and restated unsecured credit facility” · word for word
28 Jul 202610-QCTO Realty Growth reported strong Q2 2026 results with revenue up 16.5% YoY and net income of $13.2M vs a loss of $25.3M in the prior year period, driven by acquisitions and commercial loan growth.earningsopen
Figures in the filing · each found in the filing text
| Total Revenues · Q2-2026 | $44M | +17% y/y |
| Income Properties Revenue · Income Properties · Q2-2026 | $37M | +11% y/y |
| Interest Income From Commercial Loans and Investments · Commercial Loans and Investments · Q2-2026 | $5M | +73% y/y |
| Net Income Attributable to Common Stockholders · Q2-2026 | $13M | |
| Total Assets · 2026-06-30 | $1.41B | |
| Leased Occupancy (Palms Crossing at acquisition) · Income Properties · 2026-02-28 | 98.0% | |
| Leased Occupancy (Gallery on the Parkway at acquisition) · Income Properties · 2026-06-30 | 100.0% |
Risks flagged
Concentration Risk in Geographic Markets
“As of June 30, 2026, a total of 26%, 22%, 21% and 17% of the Company’s income property portfolio, based on square footage, were located in the states of Georgia, Florida, Texas, and North Carolina, respectively.” · word for word
Credit Risk on Commercial Loans
“Provision for Impairment and Adjustment to CECL Reserve $1,084 (Q2 2026) vs $0 (Q2 2025)” · word for word
28 Jul 20268-K · 2.02, 7.01Core FFO per share - diluted $0.53 (+18% y/y); AFFO per share - diluted $0.55 (+17% y/y); Net Income per share - diluted $0.38; Guidance: Core FFO guidance raised to $2.09-$2.13 per share; investment guidance raised to $300-400Mearningsopen
Figures in the filing · each found in the filing text
| Core FFO per share - diluted · Q2-2026 | $0.53 | +18% y/y |
| AFFO per share - diluted · Q2-2026 | $0.55 | +17% y/y |
| Net Income per share - diluted · Q2-2026 | $0.38 | |
| Same property NOI growth (shopping center) · shopping center · Q2-2026 | 10.1% | |
| Leased occupancy · Q2-2026 | 95.4% | |
| Cash rent spread (comparable leases) · Q2-2026 | 6.0% | |
| Investment volume · Q2-2026 | $153M |
Guidance
Core FFO guidance raised to $2.09-$2.13 per share; investment guidance raised to $300-400M
Raised guidance on strong investment activity and NOI growth.
Risks flagged
Tenant concentration and lease expiration risk in retail properties.
“One tenant vacated 98,000 sq ft in Albuquerque, NM property in December 2025.”
29 Apr 20268-K · 8.01Preferred offering aggregate amount $25M; Common offering aggregate amount $250Mopen
Figures in the filing · each found in the filing text
| Preferred offering aggregate amount | $25M | |
| Common offering aggregate amount | $250M |
Risks flagged
Potential dilution from common stock ATM program if shares are issued.
“may issue and sell from time to time shares of Common Stock having an aggregate offering price of up to $250,000,000” · word for word
28 Apr 20268-K · 2.02, 7.01Net Income per Share - Diluted $0.13; Core FFO per Share - Diluted $0.52 (+13% y/y); AFFO per Share - Diluted $0.56 (+14% y/y); Guidance: Core FFO guidance raised to $2.06-$2.11; investment guidance raised to $175-$250Mearningsopen
Figures in the filing · each found in the filing text
| Net Income per Share - Diluted · Q1-2026 | $0.13 | |
| Core FFO per Share - Diluted · Q1-2026 | $0.52 | +13% y/y |
| AFFO per Share - Diluted · Q1-2026 | $0.56 | +14% y/y |
| Same-Property NOI Growth · Shopping Center · Q1-2026 | 6.8% | |
| Cash Rent Spread · Retail · Q1-2026 | 14.0% | |
| Leased Occupancy · Total Portfolio · Q1-2026 | 95.4% |
Guidance
Core FFO guidance raised to $2.06-$2.11; investment guidance raised to $175-$250M
Raised Core FFO and investment guidance on strong leasing and acquisition pipeline.
Risks flagged
Tenant concentration; one large vacancy in Albuquerque impacting NOI.
“one tenant vacating 98,000 of our 212,000 square feet Albuquerque, New Mexico property” · word for word
28 Apr 202610-QTotal Revenues $41M (+15% y/y); Net Income Attributable to Common Stockholders $4M (+1030% y/y); Income Properties Revenue $37M (+16% y/y)open
Figures in the filing · each found in the filing text
| Total Revenues · Q1-2026 | $41M | +15% y/y |
| Net Income Attributable to Common Stockholders · Q1-2026 | $4M | +1030% y/y |
| Income Properties Revenue · Income Properties · Q1-2026 | $37M | +16% y/y |
| Management Fee Income · Management Services · Q1-2026 | $1M | +15% y/y |
| Interest Income From Commercial Loans and Investments · Commercial Loans and Investments · Q1-2026 | $3M | +10% y/y |
| Total Assets · 2026-03-31 | $1.30B | |
| Long-Term Debt—Net · 2026-03-31 | $650M | |
| Cash and Cash Equivalents · 2026-03-31 | $8M | |
| Operating Cash Flow · Q1-2026 | $15M | +42% y/y |
Risks flagged
Concentration Risk in Income Properties
“As of March 31, 2026, a total of 28%, 23%, 18% and 17% of the Company's income property portfolio, based on square footage, were located in the states of Georgia, Florida, Texas, and North Carolina, respectively.” · word for word
Interest Rate Sensitivity
“Interest expense increased to $7.3M from $6.1M YoY, reflecting higher debt levels and floating-rate exposure despite hedging.”
CECL Reserve Uncertainty
“We are unable to use historical data to estimate expected credit losses, as we have incurred no losses to date.” · word for word
28 Apr 2026DEF 14AProxy statement filed for 2026 annual meeting, including advisory vote on executive compensation and approval of amended equity incentive plan.open
Figures in the filing · each found in the filing text
| AFFO per diluted share · FY2025 | $1.97 | |
| Leased occupancy · FY2025 | 95.9% | |
| Same-property NOI growth (shopping centers) · shopping_centers · FY2025 | 4.4% | |
| Share repurchases · FY2025 | $9M | |
| Investment volume (acquisitions) · FY2025 | $145M | |
| Structured investment commitments · FY2025 | $21M | |
| Leasing volume (retail square feet) · FY2025 | 670,000 | |
| Comparable retail cash rent spread · FY2025 | 24.0% | |
| Net debt to pro forma adjusted EBITDA · Q4-2025 | $7.10 | |
| Dividend per share (annualized) · FY2025 | $1.52 |
19 Feb 20268-K · 2.02, 7.01Core FFO attributable to common stockholders per diluted share $0.49 (+6% y/y); AFFO attributable to common stockholders per diluted share $0.51 (+4% y/y); Net Income (Loss) Attributable to Common Stockholders per Common Share - Diluted $0.earningsopen
Figures in the filing · each found in the filing text
| Core FFO attributable to common stockholders per diluted share · Q4-2025 | $0.49 | +7% y/y |
| AFFO attributable to common stockholders per diluted share · Q4-2025 | $0.51 | +4% y/y |
| Net Income (Loss) Attributable to Common Stockholders per Common Share - Diluted · Q4-2025 | $0.82 | |
| Leased occupancy · Q4-2025 | 95.9% | |
| Shopping center same-property NOI growth · Shopping Center · Q4-2025 | 4.3% | |
| Comparable retail cash rent spread · Retail · FY-2025 | 24.0% | |
| Total investments · FY-2025 | $166M |
Guidance
Provides 2026 Outlook
Provided 2026 outlook; signed-not-open pipeline $6.1M positions for growth
Risks flagged
Tenant vacated 98K sq ft at Albuquerque property impacting other/non-core NOI
“Same property NOI for other/non-core properties impacted by one tenant vacating 98,000 sq ft” · word for word
19 Feb 202610-KTotal Revenues $150M (+20% y/y); Income Properties Revenue $132M (+20% y/y); Interest Income from Commercial Loans and Investments $13M (+70% y/y)open
Figures in the filing · each found in the filing text
| Total Revenues · FY2025 | $150M | +20% y/y |
| Income Properties Revenue · Income Properties · FY2025 | $132M | +20% y/y |
| Interest Income from Commercial Loans and Investments · Commercial Loans and Investments · FY2025 | $13M | +70% y/y |
| Operating Income · FY2025 | $34M | +93% y/y |
| Shopping Center Economic Occupancy · Shopping Centers · 2025-12-31 | 92.0% | |
| Total Assets · 2025-12-31 | $1.26B | +7% y/y |
Risks flagged
Debt extinguishment loss
“Loss on Extinguishment of Debt $20,449 (2025) vs $0 (2024).”
Tenant concentration risk
“The loss of revenues from our income property or commercial loans and investments portfolios or certain tenants or borrowers would adversely impact our results of operations and cash flows.” · word for word
Interest rate sensitivity
“higher interest rates and distress in the banking sector” · word for word
28 Oct 20258-K · 2.02, 7.01Core FFO Per Diluted Share $0.48 (-4% y/y); AFFO Per Diluted Share $0.50 (-2% y/y); Same-Property NOI $19M (+2% y/y); Guidance: Increased full year Core FFO and AFFO guidance per diluted share.earningsopen
Figures in the filing · each found in the filing text
| Core FFO Per Diluted Share · Q3-2025 | $0.48 | -4% y/y |
| AFFO Per Diluted Share · Q3-2025 | $0.50 | -2% y/y |
| Same-Property NOI · Q3-2025 | $19M | +2% y/y |
| Net Income Attributable to Common Stockholders Per Diluted Share · Q3-2025 | $0.03 | -82% y/y |
| Portfolio Leased Rate · Q3-2025 | 94.2% |
Guidance
Increased full year Core FFO and AFFO guidance per diluted share.
Steady operating performance with same-property NOI growth and positive leasing spreads; guidance raised for full year Core FFO and AFFO.
Risks flagged
Net income declined YoY due to convertible note settlement and other items; Core FFO per share slightly down.
“Net Income attributable to common stockholders per diluted share $0.03 vs $0.17 in Q3 2024. Core FFO per share $0.48 vs $0.50.” · word for word
28 Oct 202510-QQuarterly results show revenue growth but net income decline due to debt extinguishment loss and higher expenses.earningsopen
Figures in the filing · each found in the filing text
| Total Revenue · Q3-2025 | $38M | +19% y/y |
| Income Properties Revenue · Income Properties · Q3-2025 | $33M | +17% y/y |
| Interest Income From Commercial Loans and Investments · Commercial Loans and Investments · Q3-2025 | $3M | +95% y/y |
| Net Income (Loss) Attributable to Common Stockholders · Q3-2025 | $1M | -76% y/y |
| Diluted Net Income (Loss) Per Share Attributable to Common Stockholders · Q3-2025 | $0.03 | -82% y/y |
| Total Assets · 2025-09-30 | $1.22B | |
| Long-Term Debt - Net · 2025-09-30 | $604M | |
| Net Cash Provided By Operating Activities · 9M-2025 | $58M | +26% y/y |
| Leased Occupancy · Income Properties · 2025-09-30 | 92.0% | |
| Gross Leasable Area · Income Properties · 2025-09-30 | $5M |
Risks flagged
Debt Extinguishment Loss
“Loss on Extinguishment of Debt $20,449 | $—”
Interest Rate Exposure
“Cash Flow Hedging Derivative - Interest Rate Swaps $(1,905) | $(15,791)” · word for word
Unrealized Loss on Investments
“Unrealized Loss (Gain) on Investment Securities $5,829 | $(2,250)”
CTO Realty Growth, Inc. — questions
- What did CTO Realty Growth, Inc. file recently?
- 12 SEC filings in the last 12 months. Latest: 8-K on 2026-09-30 — CTO Realty Growth closed a $1.0 billion amended and restated unsecured credit facility, comprising a $400M revolver and $600M in term loans, extending weighted average maturity to 4.3 years from 1.6 years, with $250M incremental commitments
Every figure on this page comes from CTO Realty Growth, Inc.'s own SEC filings — see them on SEC EDGAR. Price data is licensed and shown only inside the product.
How these figures are read: methodology · EquiReason.