Community Healthcare Trust Incorporated (CHCT) SEC Filings & Earnings Calls

Tenant concentration risk: geriatric behavioral hospital operator in six properties undergoing sale process; lease execution uncertain.

“geriatric behavioral hospital operator, a tenant in six of the Company's properties... buyer is finalizing legal and business due diligence... Company cannot provide assurance regarding the specific timing or the ultimate certainty of the closing.” · word for word

Interest rate risk from floating rate debt

“The Company's interest rate swaps that had fixed the interest rate at a weighted average rate of approximately 3.8% on $75.0 million of its Revolving Credit Facility balance matured. The Company has not replaced these interest rate swaps, so interest on the $75.0 million is now under the Revolving Credit Facility floating rate. The floating rate for the Revo” · word for word

Tenant credit risk

“A decrease in rental income of approximately $0.3 million and non-cash straight line rent of approximately $0.6 million related to a tenant placed on cash basis during the three months ended June 30, 2026” · word for word

Floating rate exposure after swap maturity

“The interest rate swaps that fixed the interest rates on $75.0 million of the Revolving Credit Facility matured on March 29, 2026.” · word for word

Inflation and interest rate risk

“Higher interest rates may adversely impact real estate asset values and increase our interest expense on our variable-rate borrowings under our revolving credit facility.” · word for word

Tenant concentration risk: geriatric behavioral hospital operator in six properties undergoing sale process; timing and outcome uncertain.

“Geriatric behavioral hospital operator, a tenant in six properties, signed LOI for sale of its business; buyer finalizing due diligence; new leases being drafted.” · word for word

Acquisition pipeline execution risk: $99M in definitive purchase agreements may not close as expected.

“Company cannot provide assurance as to timing or whether transactions will close.”

Share price underperformance

“both the Board of Directors and the NEOs recognize that the share price performance was below expectations” · word for word

Credit loss reserve on notes receivable

“During 2025 and 2024, the Company recorded credit loss reserves on its notes receivable with a geriatric inpatient behavioral hospital borrower/tenant totaling approximately $8.7 million and $11.0 million, respectively, where collectibility was not reasonably assured.” · word for word

CEO and NEO compensation reductions may impact retention

“Not increasing CEO and other NEO base salaries for 2025 or 2026; Reducing CEO 2025 annual incentive reward target level opportunity from 125% to 100% with corresponding changes to other NEOs” · word for word

Tenant concentration risk: geriatric behavioral hospital operator paying reduced rent; sale process uncertain.

“Tenant paid $0.2M rent/interest; LOI signed; buyer due diligence ongoing; no assurance on closing.”

Acquisition pipeline execution risk: $122.5M pipeline subject to closing conditions and timing uncertainty.

“Company cannot provide assurance as to timing or whether transactions will close.”

Credit loss exposure on notes receivable

“During 2025 and 2024, the Company recorded credit loss reserves on its notes receivable with a geriatric inpatient behavioral hospital borrower/tenant totaling approximately $8.7 million and $11.0 million, respectively, where collectibility was not reasonably assured.” · word for word

REIT compliance and tax risks

“Complying with the REIT requirements may cause us to forego otherwise attractive opportunities or liquidate otherwise attractive investments.” · word for word

Interest rate sensitivity

“Increases in market interest rates may have an adverse effect on the market price of our common stock as prospective purchasers of our common stock may expect a higher dividend yield and as an increased cost of borrowing may decrease our funds available for distribution.” · word for word

Potential dilution from additional share issuance

“500,000 restricted shares reserved for issuance”

Tenant concentration risk: geriatric behavioral hospital operator in six properties

“geriatric behavioral hospital operator, a tenant in six of the Company's properties, paid rent and interest of approximately $0.2 million” · word for word

Uncertainty in tenant sale and lease execution

“the Company cannot provide assurance as to the timing of when, or whether, this transaction will actually close” · word for word

Uncertainty in acquisition pipeline timing

“the Company cannot provide assurance as to the timing of when, or whether, these transactions will actually close” · word for word

Credit concentration risk

“A credit loss reserve totaling $8.7 million and $11.0 million, respectively, was recorded during the nine months ended September 30, 2025 and 2024 related to notes receivable with a geriatric inpatient behavioral hospital tenant, fully reserving these notes in 2025.” · word for word

Interest rate risk

“Interest expense increased approximately $2.7 million, or 15.7%, for the nine months ended September 30, 2025 compared to the same period in 2024 due mainly to increases in the weighted average balance and interest rates on the Credit Facility, including the maturity of two interest rate swaps in 2024, which were replaced with two forward-starting interest s” · word for word

Lease expiration risk

“During the first nine months of 2025, we had expiring or terminated leases related to approximately 612,000 square feet, and we leased or renewed leases relating to approximately 562,000 square feet.” · word for word