Arch Capital Group Ltd. (ACGL) SEC Filings & Earnings Calls
EquiReason read 20 Arch Capital Group Ltd. SEC filings in the last 12 months. Latest: 10-Q on 2026-08-04 — Arch Capital reported Q2 2026 results with strong underwriting profitability, increased mortgage insurance demand, and significant share repurchases..
Source: SEC EDGAR filings · figures as of 2026-06-30 · read by EquiReason
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- Market cap
- 34.7B
- P/E TTM
- 8.0
- Dividend yield
- 4.9%
- 52-week
- —
- Next earnings
- 27 Oct, in 3 days
Every filing, read
last 12 months · SECWhat happened, the numbers inside, guidance and risks. The original is one click away.
4 Aug 202610-QArch Capital reported Q2 2026 results with strong underwriting profitability, increased mortgage insurance demand, and significant share repurchases.earningsopen
Figures in the filing · each found in the filing text
| Net Premiums Written - Insurance · Total · Q2-2026 | $4.05B | -7% y/y |
| Earned Net Premiums · Total · Q2-2026 | $3.98B | -8% y/y |
| Combined Ratio - Insurance · Insurance · Q2-2026 | 86.3% | |
| Combined Ratio - Mortgage · Mortgage · Q2-2026 | 22.8% | |
| Book Value Per Share · Q2-2026 | $68.04 | +5% y/y |
| Net Investment Income · Q2-2026 | $417M | +3% y/y |
| Operating Cash Flow · H1-2026 | $2.51B | -3% y/y |
| New Insurance Written (NIW) - U.S. Primary · Mortgage - U.S. Primary · Q2-2026 | $15.62B | +28% y/y |
| Persistency Rate - U.S. Primary · Mortgage - U.S. Primary · Q2-2026 | 79.9% | |
| PMIERs Sufficiency Ratio · Mortgage - U.S. Primary · Q2-2026 | 165.0% |
Risks flagged
Catastrophe Loss Exposure
“The 2026 second quarter loss ratio reflected 3.0 points of current year catastrophic activity” · word for word
PMIERs Compliance Risk
“Arch MI U.S. satisfied the PMIERs’ financial requirements with an estimated PMIERs sufficiency ratio of 165% at June 30, 2026, compared to 179% at December 31, 2025.” · word for word
Interest Rate Sensitivity
“The pre-tax investment income yield...was 3.91% for the 2026 second quarter, compared to 4.25% for the 2025 second quarter” · word for word
28 Jul 20268-K · 2.02Arch Capital Group Ltd. filed an 8-K reporting Q2 2026 earnings results and financial supplement. The filing includes financial highlights, segment information, and investment metrics. No specific guidance or material non-recurring events wearningsSEC ↗
16 Jun 20268-K · 8.01Disclosed a material event under other events (litigation, recall, contract loss, or major announcement); filed financial statements and exhibits with this reportopen
Risks flagged
Debt tender offer may indicate refinancing or balance sheet optimization; no credit risk signaled.
“Tender offers for high-coupon debt; likely to reduce future interest expense.”
9 Jun 20268-K · 1.01, 2.03, 8.01Arch Capital Group Ltd. completed a public offering of $600M 5.250% senior notes due 2036 and $1.4B 5.950% senior notes due 2056, increasing leverage and extending debt maturity profile.open
Risks flagged
Increased leverage and interest expense from $2.0B in new debt; potential credit rating impact.
“Issuer will pay interest on the Notes semi-annually; Notes are senior unsecured obligations and effectively subordinated to subsidiary obligations.” · word for word
3 Jun 20268-K · 5.02, 7.01Reported the departure of a director or principal officer (CEO/CFO change); issued a Regulation FD disclosure (forward guidance or material update)open
Risks flagged
Key person departure risk; transition execution risk.
“David Gansberg stepping down from role as President of Arch effective immediately.”
3 Jun 20268-K · 1.01, 8.01Arch Capital Group priced $2.0B senior notes offering: $600M 5.250% notes due 2036 and $1.4B 5.950% notes due 2056. Proceeds used for general corporate purposes. Large-scale debt issuance extends long-term funding.open
Figures in the filing · each found in the filing text
| 5.250% senior notes due 2036 · Q2-2026 | $600M | |
| 5.950% senior notes due 2056 · Q2-2026 | $1.40B |
Risks flagged
Increased leverage and interest expense from $2B debt issuance.
“Issuance of $2.0B in senior notes with coupons 5.250% and 5.950%.”
2 Jun 20268-K · 8.01Tender offer aggregate purchase price $350Mopen
Figures in the filing · each found in the filing text
| tender offer aggregate purchase price · Q2-2026 | $350M |
Risks flagged
Potential cash outflow for debt repurchase; reduces leverage but uses cash.
“Tender offers for up to $350M of outstanding notes.”
7 May 20268-K · 5.07, 8.01Series F preferred dividend per share $0.34; Series G preferred dividend per share $0.28open
Figures in the filing · each found in the filing text
| Series F preferred dividend per share · Q2-2026 | $0.34 | |
| Series G preferred dividend per share · Q2-2026 | $0.28 |
5 May 202610-QCombined ratio - Insurance segment 96.5 (-6% y/y); Combined ratio - Reinsurance segment 75.9 (-16% y/y); Combined ratio - Mortgage segment 22.3 (+6% y/y)open
Figures in the filing · each found in the filing text
| Combined ratio - Insurance segment · Insurance · Q1-2026 | $96.50 | -6% y/y |
| Combined ratio - Reinsurance segment · Reinsurance · Q1-2026 | $75.90 | -16% y/y |
| Combined ratio - Mortgage segment · Mortgage · Q1-2026 | $22.30 | +6% y/y |
| Net premiums written - Reinsurance segment · Reinsurance · Q1-2026 | $2.18B | -6% y/y |
| New insurance written (NIW) - U.S. primary mortgage · Mortgage · Q1-2026 | $14.81B | +61% y/y |
| Book value per share · 2026-03-31 | $66.19 | |
| Net investment income · Q1-2026 | $408M | +8% y/y |
| Share repurchases · Q1-2026 | $783M | +300% y/y |
Risks flagged
Reinsurance premium decline
“Net premiums written by the reinsurance segment in the 2026 first quarter were 6.0% lower than in the 2025 first quarter.”
Mortgage segment margin pressure
“Combined ratio 22.3 % vs 16.1 % in prior year period.”
Inflation risk on reserves
“General economic inflation has increased in recent quarters and may continue to remain at elevated levels for an extended period of time.” · word for word
28 Apr 20268-K · 2.02Released earnings results and quarterly financials; filed financial statements and exhibits with this reportearningsSEC ↗
20 Apr 20268-K · 8.01Share repurchase authorization increase $3.00B; total share repurchase available $3.10Bopen
Figures in the filing · each found in the filing text
| share repurchase authorization increase · Q2-2026 | $3.00B | |
| total share repurchase available · Q2-2026 | $3.10B |
24 Mar 2026DEF 14AAfter-tax operating income available to Arch common shareholders $3.70B (+4% y/y); Invested assets $47.40B (+14% y/y); Consolidated combined ratio 82.8 (+0% y/y)open
Figures in the filing · each found in the filing text
| After-tax operating income available to Arch common shareholders · FY2025 | $3.70B | +5% y/y |
| Invested assets · 2025-12-31 | $47.40B | +14% y/y |
| Consolidated combined ratio · FY2025 | $82.80 | +0% y/y |
| Book value per common share · 2025-12-31 | $65.11 | +23% y/y |
| Share repurchases · FY2025 | $1.90B | |
| Insurance net premiums written · Insurance · FY2025 | $7.80B | +13% y/y |
| Reinsurance net premiums written · Reinsurance · FY2025 | $7.60B | -2% y/y |
| Mortgage underwriting income · Mortgage · FY2025 | $1.00B | |
| Insurance in Force (Mortgage) · Mortgage · 2025-12-31 | $484.60B | -3% y/y |
| Annualized operating return on average common equity · FY2025 | 17.1% |
Risks flagged
P&C Market Softening
“After several years of a sustained P&C hard market, underwriting conditions softened in many lines in 2025.” · word for word
Mortgage Origination Constraints
“The Mortgage segment continues to perform well despite ongoing affordability and mortgage interest rate challenges throughout the housing industry.” · word for word
Catastrophe Loss Exposure
“Despite significant catastrophe activity early in the year, the team delivered excellent underwriting performance with an 80.8% combined ratio” · word for word
26 Feb 20268-K · 8.01Series F dividend amount $4M; Series G dividend amount $6Mopen
Figures in the filing · each found in the filing text
| Series F dividend amount · Series F Preferred · 2026-03-31 | $4M | |
| Series G dividend amount · Series G Preferred · 2026-03-31 | $6M |
26 Feb 202610-KNet Premiums Written $16,476.00; Net Premiums Earned $17,065.00; Net Investment Income $1,625.00open
Figures in the filing · each found in the filing text
| Net Premiums Written · FY2025 | $16476.00 | |
| Net Premiums Earned · FY2025 | $17065.00 | |
| Net Investment Income · FY2025 | $1625.00 | |
| Net Realized Gains (Losses) · FY2025 | $464.00 | |
| Reserve for Losses and Loss Adjustment Expenses · FY2025 | $33547.00 | |
| Cash and Restricted Cash · FY2025 | $2067.00 | |
| Total Assets · FY2025 | $156736.00 | |
| Shareholders' Equity · FY2025 | $119705.00 |
Risks flagged
Reinsurance Reserve Estimation Uncertainty
“The inherent uncertainties of estimating such reserves are even greater for reinsurers, due primarily to the following factors: (1) the claim-tail for reinsurers is generally longer...” · word for word
Mortgage Insurance Credit Risk
“Major risk factors include (but are not limited to) changes in home prices and borrower equity... and changes in unemployment, which can affect the borrower’s income and ability to make mortgage payments.”
Reinsurer Credit Risk
“Although the Company has not experienced any material credit losses to date, an inability of its reinsurers or retrocessionaires to meet their obligations to it over the relevant exposure periods for any reason could have a material adverse effect on its financial condition and results of operations.” · word for word
9 Feb 20268-K · 2.02Released earnings results and quarterly financials; filed financial statements and exhibits with this reportearningsSEC ↗
22 Jan 20268-K · 5.02Reported the departure of a director or principal officer (CEO/CFO change); filed financial statements and exhibits with this reportopen
Risks flagged
Minimal risk; director departure is routine and not due to disagreement.
“No disagreement with company operations, policies or practices.”
7 Nov 20258-K · 8.01Disclosed a material event under other events (litigation, recall, contract loss, or major announcement); filed financial statements and exhibits with this reportSEC ↗
6 Nov 202510-QNet premiums written $274M (-3% y/y); Net premiums earned $301M (-4% y/y); Combined ratio 13.5open
Figures in the filing · each found in the filing text
| Net premiums written · Mortgage · Q3-2025 | $274M | -3% y/y |
| Net premiums earned · Mortgage · Q3-2025 | $301M | -4% y/y |
| Combined ratio · Mortgage · Q3-2025 | 13.5% | |
| Book value per share · Q3-2025 | $62.32 | |
| Net investment income · Q3-2025 | $408M | +2% y/y |
| Gross premiums written · Mortgage · Q3-2025 | $330M | -3% y/y |
Risks flagged
Mortgage premium volume decline
“Gross premiums written by the mortgage segment in the 2025 third quarter were 2.7% lower than in the 2024 third quarter, while net premiums written were 2.8% lower.” · word for word
PMIERs sufficiency ratio decline
“Arch MI U.S. satisfied the PMIERs’ financial requirements with an estimated PMIER sufficiency ratio of 176% at September 30, 2025, compared to 186% at December 31, 2024.” · word for word
Bermuda corporate income tax impact
“The increase in the 2025 period is primarily attributed to the Government of Bermuda enacting the Corporate Income Tax Act 2023, which established a 15% corporate income tax effective January 1, 2025.” · word for word
3 Nov 20258-K · 1.01, 2.03Entered a material definitive agreement (acquisition, partnership, or major contract); took on a material direct financial obligation, increasing leverageopen
Risks flagged
Increased leverage through letter of credit facility, though standard for reinsurance.
“Item 2.03: Creation of a Direct Financial Obligation.” · word for word
27 Oct 20258-K · 2.02Released earnings results and quarterly financials; filed financial statements and exhibits with this reportearningsopen
Risks flagged
Catastrophe loss exposure remains a key risk for property/casualty insurers
“Risk factors mention natural and man-made catastrophic events”
Arch Capital Group Ltd. — questions
- What did Arch Capital Group Ltd. file recently?
- 20 SEC filings in the last 12 months. Latest: 10-Q on 2026-08-04 — Arch Capital reported Q2 2026 results with strong underwriting profitability, increased mortgage insurance demand, and significant share repurchases.
Every figure on this page comes from Arch Capital Group Ltd.'s own SEC filings — see them on SEC EDGAR. Price data is licensed and shown only inside the product.
How these figures are read: methodology · EquiReason.